Associate General Counsel - Regulatory New York, New York, United States

At January, we're transforming the lives of borrowers by bringing humanity to consumer finance. Our data-driven products empower financial institutions to streamline their collections, providing borrowers with straightforward and compassionate solutions to regain financial stability and control over their lives. We're not just expanding access to credit. We're restoring dignity and paving the way for millions to achieve financial freedom.As our AGC - Regulatory, you won’t just navigate the complexities of the legal landscape. You’ll be a central partner in driving our business goals as we scale and continue to establish ourselves as the leading trusted partner for both creditors and consumers. You will play an instrumental role in our expansion into new product lines, partnering closely with our Product, Engineering, Ops, Compliance, and Sales teams. You're a generalist who’s comfortable quickly becoming an expert in a heavily regulated industry, working across teams, and context shifting in a fast-paced environment. Reporting to our Chief Administrative Officer & General Counsel, you will help shape January’s legal culture and how we integrate creative, forward-thinking legal solutions in our business decisions and growth strategies.Your impactChampion Legal as an Accelerant: Bring a creative, solution-oriented approach to your work. Your role will play a central part in ensuring our legal approaches go beyond compliance and demonstrate innovation, paving the way for our entry into new product lines and geographies.Navigate Regulatory Complexity: Develop a deep understanding of our regulatory landscape to inform our risk philosophy and proactively guide our business, compliance, and technical teams as we navigate relevant laws and regulations.Embody Excellence in Product Counseling: You’ll support our Product and Engineering teams as they develop new products and expand into new business lines, moving roadblocks and providing practical and actionable advice that’s rooted in creativity, ethics, and a growth mindset.Make Commercial Transactions Seamless: Review, draft, and negotiate our sales and vendor agreements, identifying opportunities for growth and commercial advantage.Create Scalable Legal and Compliance Processes: Design and implement scalable legal processes that grow alongside our team and business, including in product counseling, contract processes, and litigation management.Support a Legal-Savvy Organization: Arm January’s business and product teams with the training and education to identify legal opportunities and pitfalls.Qualifications5-8 years of experience in a legal role in a high-growth startup environment; experience in a regulated industry preferred.Strong experience working closely with product and engineering teams, providing critical legal insights that shape product strategy and developmentComfort acting in a generalist capacity and managing a variety of legal areas, including product counseling, commercial contract review, and litigation managementDemonstrated ability to align legal expertise with commercial objectives, and adept in legal aspects of product innovation and market expansionDemonstrated ability to navigate effectively in the ambiguous and rapidly changing environment of a growing startupExceptional verbal and written communication skills, with the ability to articulate complex legal concepts to non-legal stakeholdersA proactive, hands-on approach, ready to engage directly with various aspects of our businessOur compensation range for the General Counsel role is $185,000-$240,000. We determine the final package by considering experience, applicable education and training, and relevant skills derived throughout our interview process.

This role also includes a competitive equity package, giving you a chance to feel true ownership of your work.

January believes in doing its part to help close the wage gap that continues to plague much of the US workforce. We offer transparent and equitable compensation packages to all existing and future January team members.What we can offer you:

Pet-friendly office (only in NYC, for now!)Competitive equity packages, giving you a chance to feel true ownership of your workFlexible PTO so you can take the time you need to rest and rechargeHybrid work model, where our team comes in 3x a weekFlexible work hours for better work/life balance12 weeks fully paid new parent leave program for all employees to enjoy bonding timeFree lunches for team socializing activitiesAnnual learning and development budget to invest in your professional growth401k so you can invest in your futureGym membership reimbursementMedical, dental, and vision insuranceFree access to One MedicalFree access to the mental well-being platform Spring Health plus 3 free virtual sessions with a Spring Health licensed therapistCommuter benefits for your travel to/from the officeEndless growth opportunity and the ability to take on new and exciting challengesRecognitions:

Built In's Best Startups to Work For in New York (2023)Built In's Best Startups to Work For in New York (2024)Built In's Best Startups to Work For in San Francisco (2023)Built In's Best Startups to Work For in San Francisco (2024)Crain's Best Places to Work in NYC (2022)Crain's Best Places to Work in NYC (2023)January is an equal opportunity employer and does not discriminate on the basis of race, color, creed, ethnicity, sex, gender identity, sexual orientation, religion, disability, age, veteran status, or any other category protected by law.At January, we believe that diversity of outlooks, demographics, identities, and life experiences enable companies to build the best products. More diversity means more empathy with different types of people. This matters a lot for us, since so many borrowers in financial distress with whom we engage come from underrepresented backgrounds. We practice what we preach and look forward to continuing to grow and build on our already diverse team.Apply for this job#J-18808-Ljbffr