Business Intelligence & Reporting Analyst III (Credit Card Regulatory)

TD DescriptionOur ValuesAt TD, we're guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and behaviors. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career, and be part of our caring and inclusive culture.Making Your Well-being a PriorityA caring and supportive culture that promotes colleague well-being is core to who we are. At TD, we focus on total well-being with extensive programs to help colleagues assess, manage, and improve their well-being across four core pillars — physical, financial, social and mental/emotional. In addition, we champion a safe and inclusive work environment, so colleagues feel a sense of belonging and feel supported in their personal and professional growth.Our Total Rewards PackageOur Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition.How We WorkAt TD, we believe in-person connections fuel collaboration and collective creativity. Our workplace experience empowers colleagues to do great work side-by-side at TD locations, while offering flexibility to work remotely where it makes sense for the work and team. Our teams work in one of three workplace models: hybrid, onsite and primarily remote.Who We AreTD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.Department OverviewThis position is for the Credit Card Risk & Regulatory Reporting team, covering enhanced quality monitoring of TD credit card portfolio, strategy/validation, audit support, and ad-hoc regulatory reporting.Job DescriptionThe Business Intelligence & Reporting Analyst III provides specialized end to end BI support, visualization / presentation, and analytics for a significant business/function and/or projects/initiative. May be considered a subject matter expert in BI and Reporting. Accountable for the development, adoption and ongoing evolution of a best-in-class reporting and/or BI capability and may deliver on ad-hoc projects as assigned. Designs/develops reports, cubes, dashboards, templated or specialized visualizations or multi-format presentations, and scorecards to support business needs; ensures sourcing of high-quality data and alignment of metrics across the organization.Depth & Scope:Experienced professional role providing specialized guidance/ assistance to function supportedLeads the design, development and implementation of portfolio reporting (acquisition, attrition, portfolio growth)Conducts analysis to provide enhanced Business Intelligence to inform management leadershipCreates complex and comprehensive Business Intelligence reporting packages and dashboards using localized datamarts and external data sourcesIdentifies and proposes data presentations to meet evolving businesses needs; utilizes various technology/ applications/ methodologies to rapidly generate impactful visualizationsRequires strong understanding of reporting, BI tools and visualization, platforms, and techniquesStrong knowledge of various data sources and ability to connect to multiple data sources and systems relevant to the business unit supportedConnects and queries data or obtain the data and prepare summaries and reportsProduces daily, weekly or monthly reports which evaluate performance and effectiveness of tactics in all channels; analyzes trends, provides insights and recommendations.Validates the quality and integrity of data in various bank systems and perform data engineering tasksWorks with business units and marketing partners to understand business drivers, definitions, metrics in order to interpret findings, take action and provide meaningful directionContributes to review of processes and assist in identifying potential opportunities to improve operational efficiencies.Job RequirementsEducation & Experience:Undergraduate degree or specialization in one of the fields below1-3 years of relevant experience from info management, computer science, programming specific Proficient PC skills including a strong competency in MS Excel and PowerPoint, and a variety of analytical and reporting software packagesProficient knowledge of various data sources, tools and technologies used in preparing summaries and reportsStrong analytical and problem solving skills are required to interpret data and draw conclusionsExcellent written and verbal communications skills.QualificationsPreferred Qualifications:SQL and programming skills (SAS and/or Python)MS Azure Cloud skills a plusSome understanding of Credit Card policies/strategies such as approve/decline, credit limit assignment, credit line increase, credit line decrease and being able to convert those policies into code to reverse engineer and verify execution matches intentAlteryx and Tableau skills are nice-to-have.InclusivenessOur Commitment to Diversity, Equity, and InclusionAt TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.AccommodationIf you are a candidate with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.How We're Helping Make an Impact in CommunitiesTD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of $1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health.We look forward to hearing from you!

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