Commercial Client Manager

Commercial Client ManagerHouston, TX, USAReq #208Tuesday, July 30, 2024Job Summary:Responsibility for the management of a complex loan and deposit portfolio, including cross-selling Bank products and services. Manages client risk and adherence to bank requirements. Responsible for representing and promoting Veritex Community Bank in the Commercial Middle Market segment.Responsibilities and Duties:Maintain a profitable loan and deposit portfolio by developing relationships with current clients and identifying new clients for the bank.Interview current and prospective customers to determine needs and ensure they are provided with the appropriate products and services.Call on clients to deepen relationships and proactively own, respond to, uncover and anticipate future needs, roadblocks or risks and expectations.Introduce solutions to clients in building and strengthening an effective portfolio.Monitor daily, weekly, and monthly loan reports to detect and resolve any circumstances or situations that represent a potential risk or loss to the bank.Facilitate and oversee the timely and accurate input of all data, specifically as it relates to borrower financial data.Identify deviations from agreed upon performance and negotiate remedial action; obtain internal approval for action and document accordingly.Communicate frequently with assigned clients to obtain information needed to evaluate changes in the asset value and operational/financial performance.Provide guidance on process improvements, as well as provide oversight to junior members of the portfolio team.Serve as a representative of the bank and actively participate in community activities.Integrity, discretion, and respect for confidential information are absolutely essential.Job Skills and Qualifications:5+ years of lending/credit experience.Excellent communication skills required for major contact with customers, executive management, and the public often involving difficult negotiations and requiring skill and resourcefulness in maintaining goodwill toward the Company.Business development, customer relations, and decision-making skills essential.Demonstrates advanced credit skills; able to structure all types of credit deals.Formal credit training required.Bachelor's degree in a business-related field or equivalent relevant experience required.Must have thorough knowledge of bank policies and procedures.Valid state driver's license, proof of insurance and available transportation.Company Overview:Truth in Texas Banking. That's what we're about. Founded in 2010, we are one of the ten largest banks headquartered in the state of Texas. We became a publicly traded company in 2014 and in 2020 and 2021 we were listed on Fortune's 100 Fastest Growing Companies. Headquartered in Dallas, Texas, we've built a bank forever rooted in truth, transparency, and uncompromising integrity.We know our strongest asset is the passion, authenticity, and talent of our people. We focus on the growth and development of each team member to unlock potential to "Be Your True Self." Our "True You" culture is made up of five pillars:Be MindfulBe HealthyBe BetterBe ProsperousBe FaithfulWith this as our foundation, we've built a bank of people who are transparent, tell the truth, and act with integrity. We unite together in common purpose - caring deeply for our clients and communities, communicating openly with each other, and treating everyone with respect.Work environment and Physical demands:

The employee may occasionally lift and/or move up to 25 pounds. The employee may occasionally stand, walk, reach, climb, balance, stoop, kneel, crouch, or crawl. The work environment and physical demands are those of a standard office setting. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.Disclaimer:

This job description is not an inclusive list of all duties and responsibilities of the position. Incumbents will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. Veritex Bank reserves the right to amend and change responsibilities to meet business and organizational needs.This document does not create an employment contract, implied or otherwise, other than an "at will" relationship. Veritex Community Bank is an equal opportunity employer.We are committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of race, color, religion, creed, national origin or ancestry, sex, age, physical or mental disability, veteran or military status, genetic information, sexual orientation, marital status, or any other legally recognized protected basis under federal, state or local laws, regulations or ordinances.

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