Northwest Farm Credit Services
Loan Specialist
Northwest Farm Credit Services, Tulare, California, us, 93275
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AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners, and crop insurance customers in a seven-state territory in the Western United States. AgWest is part of the 100+ year-old Farm Credit System - the leading provider of credit to American agriculture. AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society. We serve customers in 59 locations throughout the West.
We are in search of a
Loan Specialist I or Loan Specialist II
to join our California Lending and Insurance department in Tulare, California. This full-time position reports to the SVP Portfolio Manager and provides administrative assistance to effectively and efficiently originate, disburse, and service customer loans.
Compensation Information
The base salary range for this position in Tulare, California is:
Level I:
$42,000 - $61,000; bonus at target is 6% of salary.
Level II:
$46,000 - $69,000; bonus at target is 6% of salary.
Job Requirements
Perform administrative duties including typing correspondence and documents, establishing and maintaining electronic files, and greeting customers in persona and on the phone.
Gather, accurately enter, and maintain customer information and customer financial information into applicable systems to assist in loan document generation, account monitoring/servicing, and reporting.
Perform required due diligence investigations of loan applicants, including public records searches, credit bureau reports, employment, income, assets and liabilities; order title evidence and appraisals, and complete other collateral due diligence as needed.
Review customer loan documents for accuracy and present to customer for signing and/or facilitate closings as assigned.
Comply with closing requirements and disburse loans as authorized; coordinate booking and certification of loans, within authorities.
Respond to customer inquiries and process customer transactions including disbursements, internal account transfers, etc.
Maintain an accurate database and complete assigned relationship plan actions.
Ensure appropriate information security protocols are followed in order to prevent unauthorized transactions or releases of information.
Comply with documentation expectations, procedures, laws and regulations.
Participate in community events, local advisor meetings, customer appreciation days, farm visits and other customer and public relation related activities, as needed.
Other duties as assigned.
Minimum Requirements
High school diploma or equivalent
Ability to produce accurate reports, documents, and correspondence through attention to detail and knowledge of correct spelling, grammar and sentence structure
Exceptional customer service orientation
Ability to work efficiently and effectively on multiple projects in multiple software programs
Ability to work independently and as part of a collaborative team
Preferred Requirements
Training in general office skills
Experience in commercial lending, banking, or related field
General knowledge of applicable credit laws and regulations
General knowledge of agricultural practices
Knowledge of credit investigation and verification practices
Knowledge of platting and legal descriptions
Knowledge of accounting principles and processes
Benefits Offered by AgWest
Medical, dental, and vision insurance
Basic term life and AD&D insurance (fully paid for by the company)
Paid days off annually: 15 vacation*, 15 sick, 11 holidays, and 3 volunteer
401(k) plan (6% match plus 3% employer contribution)
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AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners, and crop insurance customers in a seven-state territory in the Western United States. AgWest is part of the 100+ year-old Farm Credit System - the leading provider of credit to American agriculture. AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society. We serve customers in 59 locations throughout the West.
We are in search of a
Loan Specialist I or Loan Specialist II
to join our California Lending and Insurance department in Tulare, California. This full-time position reports to the SVP Portfolio Manager and provides administrative assistance to effectively and efficiently originate, disburse, and service customer loans.
Compensation Information
The base salary range for this position in Tulare, California is:
Level I:
$42,000 - $61,000; bonus at target is 6% of salary.
Level II:
$46,000 - $69,000; bonus at target is 6% of salary.
Job Requirements
Perform administrative duties including typing correspondence and documents, establishing and maintaining electronic files, and greeting customers in persona and on the phone.
Gather, accurately enter, and maintain customer information and customer financial information into applicable systems to assist in loan document generation, account monitoring/servicing, and reporting.
Perform required due diligence investigations of loan applicants, including public records searches, credit bureau reports, employment, income, assets and liabilities; order title evidence and appraisals, and complete other collateral due diligence as needed.
Review customer loan documents for accuracy and present to customer for signing and/or facilitate closings as assigned.
Comply with closing requirements and disburse loans as authorized; coordinate booking and certification of loans, within authorities.
Respond to customer inquiries and process customer transactions including disbursements, internal account transfers, etc.
Maintain an accurate database and complete assigned relationship plan actions.
Ensure appropriate information security protocols are followed in order to prevent unauthorized transactions or releases of information.
Comply with documentation expectations, procedures, laws and regulations.
Participate in community events, local advisor meetings, customer appreciation days, farm visits and other customer and public relation related activities, as needed.
Other duties as assigned.
Minimum Requirements
High school diploma or equivalent
Ability to produce accurate reports, documents, and correspondence through attention to detail and knowledge of correct spelling, grammar and sentence structure
Exceptional customer service orientation
Ability to work efficiently and effectively on multiple projects in multiple software programs
Ability to work independently and as part of a collaborative team
Preferred Requirements
Training in general office skills
Experience in commercial lending, banking, or related field
General knowledge of applicable credit laws and regulations
General knowledge of agricultural practices
Knowledge of credit investigation and verification practices
Knowledge of platting and legal descriptions
Knowledge of accounting principles and processes
Benefits Offered by AgWest
Medical, dental, and vision insurance
Basic term life and AD&D insurance (fully paid for by the company)
Paid days off annually: 15 vacation*, 15 sick, 11 holidays, and 3 volunteer
401(k) plan (6% match plus 3% employer contribution)
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