Comerica Bank
Asset Quality Review Officer III
Comerica Bank, Detroit, Michigan, United States, 48228
Vice President, Asset Quality Review OfficerThe Asset Quality Review Officer III supports an independent assessment of credit risk within the Bank by leading and/or participating in risk-based examinations of loan portfolios and centralized underwriting and support functions.
Position Responsibilities:Accomplished in reviewing individual loan relationships by analyzing financial statements, collateral reporting, covenants, etc. to assess credit ratings, identify strengths and weaknesses in credit underwriting and evaluate monitoring processes.Plans and oversees the execution of portfolio exams as the Examiner In Charge by managing a team of examiners and coordinating the completion of exam reports.Writes individual report sections that detail strengths and weaknesses with the composition of loan portfolios and the execution of the associated administrative processes by analyzing portfolio data and examination findings.Oversees special projects as requested by AQR management.Understands and interprets Comerica credit policy and ensures that lending departments adhere to credit policy and quality standards.Communicates exam results to senior management.Develops recommendations to correct underwriting and credit quality deficiencies.Works closely with, supervises and trains other AQR examiners.Knowledge of macroeconomic factors and how they impact specific industries.Skilled in proofreading and editing business reports to ensure accuracy and consistency in tone, formats, and messaging.Experienced with combining and relating data from multiple sources into a cohesive analysis.
Position Qualifications:Bachelor's degree from an accredited university.5 years of experience in commercial lending, loan review, or bank regulatory experience.Experienced user of Excel and Word.
Work Best Category:
Category C - Days in the office will either be designated days or will vary week to week from 2-5 days.
Hours:
8:00am - 5:00pm Monday - Friday, this position includes both onsite and remote work.
Salary:
To Be Determined Based on Individual Experience.#J-18808-Ljbffr
Position Responsibilities:Accomplished in reviewing individual loan relationships by analyzing financial statements, collateral reporting, covenants, etc. to assess credit ratings, identify strengths and weaknesses in credit underwriting and evaluate monitoring processes.Plans and oversees the execution of portfolio exams as the Examiner In Charge by managing a team of examiners and coordinating the completion of exam reports.Writes individual report sections that detail strengths and weaknesses with the composition of loan portfolios and the execution of the associated administrative processes by analyzing portfolio data and examination findings.Oversees special projects as requested by AQR management.Understands and interprets Comerica credit policy and ensures that lending departments adhere to credit policy and quality standards.Communicates exam results to senior management.Develops recommendations to correct underwriting and credit quality deficiencies.Works closely with, supervises and trains other AQR examiners.Knowledge of macroeconomic factors and how they impact specific industries.Skilled in proofreading and editing business reports to ensure accuracy and consistency in tone, formats, and messaging.Experienced with combining and relating data from multiple sources into a cohesive analysis.
Position Qualifications:Bachelor's degree from an accredited university.5 years of experience in commercial lending, loan review, or bank regulatory experience.Experienced user of Excel and Word.
Work Best Category:
Category C - Days in the office will either be designated days or will vary week to week from 2-5 days.
Hours:
8:00am - 5:00pm Monday - Friday, this position includes both onsite and remote work.
Salary:
To Be Determined Based on Individual Experience.#J-18808-Ljbffr