New York Life
Financial Advisor
New York Life, Albuquerque, New Mexico, United States, 87101
Description
Joining as a life insurance agent and financial advisor in Albuquerque presents an exceptional career path for multiple compelling reasons.
At the core, this role blends a profound sense of purpose with the opportunity for significant financial gains.
You'll be able to create a meaningful difference by assisting clients in safeguarding their financial destinies, navigating risks, and attaining their individual aspirations.
The position offers flexibility, empowering you to customize your workload according to your lifestyle and timetable.
Moreover, it opens doors for ongoing education and professional advancement within a vibrant industry.
With the promise of a fulfilling career, both personally and financially, this role is poised to deliver enduring satisfaction and accomplishment.
Responsibilities
• Client Consultation : Meet with clients to understand their financial goals, needs, and personal circumstances.• Policy Recommendations : Advise clients on suitable life insurance policies and financial products based on their individual needs.• Policy Sales : Present and sell life insurance policies, including term, whole, and universal life insurance.• Application Assistance : Help clients complete insurance applications and ensure that all necessary documentation is submitted accurately.• Underwriting Coordination : Work with insurance companies to facilitate the underwriting process and address any issues that arise.• Client Education : Educate clients about insurance products, coverage options, and the benefits of different policies.• Ongoing Service : Provide ongoing support to clients, including policy reviews, updates, and adjustments as their needs change.• Market Research : Stay informed about industry trends, new products, and changes in regulations to offer the best advice to clients.• Compliance : Ensure all activities comply with legal and regulatory requirements, including maintaining proper licensing and certifications.• Relationship Building : Build and maintain strong relationships with clients to foster trust and encourage long-term client retention.• Sales Goals : Achieve sales targets and performance metrics set by the insurance company or agency.
Qualifications
• Strong Communication Skills : Ability to clearly explain complex insurance concepts and policies to clients.• Sales Skills : Proven ability to effectively sell products and handle objections.• Empathy and Listening Skills : Genuine concern for clients' needs and the ability to understand their financial situations and goals.• Analytical Skills : Capability to analyze clients' financial situations and recommend suitable insurance solutions.• Detail-Oriented : Attention to detail in completing applications, handling paperwork, and ensuring compliance with regulations.• Organizational Skills : Ability to manage multiple clients and tasks efficiently, and maintain accurate records.• Self-Motivation : Driven to meet sales targets and achieve personal and professional goals.• Ethical Standards : High level of integrity and professionalism in dealing with clients and handling sensitive information.• Customer Service Orientation : Commitment to providing excellent service and maintaining strong client relationships.• Adaptability : Ability to adapt to changing market conditions and client needs.• Knowledge of Financial Products : Understanding of life insurance products and financial planning principles.• Licensing and Certification : Relevant state licenses and certifications, or the willingness to obtain them.• Tech Savvy : Comfort with using CRM software, online tools, and other technology to manage client information and sales processes.
Joining as a life insurance agent and financial advisor in Albuquerque presents an exceptional career path for multiple compelling reasons.
At the core, this role blends a profound sense of purpose with the opportunity for significant financial gains.
You'll be able to create a meaningful difference by assisting clients in safeguarding their financial destinies, navigating risks, and attaining their individual aspirations.
The position offers flexibility, empowering you to customize your workload according to your lifestyle and timetable.
Moreover, it opens doors for ongoing education and professional advancement within a vibrant industry.
With the promise of a fulfilling career, both personally and financially, this role is poised to deliver enduring satisfaction and accomplishment.
Responsibilities
• Client Consultation : Meet with clients to understand their financial goals, needs, and personal circumstances.• Policy Recommendations : Advise clients on suitable life insurance policies and financial products based on their individual needs.• Policy Sales : Present and sell life insurance policies, including term, whole, and universal life insurance.• Application Assistance : Help clients complete insurance applications and ensure that all necessary documentation is submitted accurately.• Underwriting Coordination : Work with insurance companies to facilitate the underwriting process and address any issues that arise.• Client Education : Educate clients about insurance products, coverage options, and the benefits of different policies.• Ongoing Service : Provide ongoing support to clients, including policy reviews, updates, and adjustments as their needs change.• Market Research : Stay informed about industry trends, new products, and changes in regulations to offer the best advice to clients.• Compliance : Ensure all activities comply with legal and regulatory requirements, including maintaining proper licensing and certifications.• Relationship Building : Build and maintain strong relationships with clients to foster trust and encourage long-term client retention.• Sales Goals : Achieve sales targets and performance metrics set by the insurance company or agency.
Qualifications
• Strong Communication Skills : Ability to clearly explain complex insurance concepts and policies to clients.• Sales Skills : Proven ability to effectively sell products and handle objections.• Empathy and Listening Skills : Genuine concern for clients' needs and the ability to understand their financial situations and goals.• Analytical Skills : Capability to analyze clients' financial situations and recommend suitable insurance solutions.• Detail-Oriented : Attention to detail in completing applications, handling paperwork, and ensuring compliance with regulations.• Organizational Skills : Ability to manage multiple clients and tasks efficiently, and maintain accurate records.• Self-Motivation : Driven to meet sales targets and achieve personal and professional goals.• Ethical Standards : High level of integrity and professionalism in dealing with clients and handling sensitive information.• Customer Service Orientation : Commitment to providing excellent service and maintaining strong client relationships.• Adaptability : Ability to adapt to changing market conditions and client needs.• Knowledge of Financial Products : Understanding of life insurance products and financial planning principles.• Licensing and Certification : Relevant state licenses and certifications, or the willingness to obtain them.• Tech Savvy : Comfort with using CRM software, online tools, and other technology to manage client information and sales processes.