Lennar Mortgage
Loan Officer
Lennar Mortgage, San Ramon, California, United States, 94583
It's fun to work in a company where people truly BELIEVE in what they are doing!
We're committed to bringing passion and customer focus to the business.Lennar Mortgage is centered around personal growth, innovation, and diversity. We are looking for a new team member who shares our passion and dedication to bringing homeownership to life.At Lennar Mortgage, youll build your career with a Fortune 150 company that provides an excellent work environment, plenty of opportunities for advancement, and competitive benefits and compensation. Our success is a result of supporting and rewarding our team of elite professionals, who strive to exceed superior standards and exceptional services.Responsibilities:A full-time, outside sales position responsible for seeking and developing relationships for new business sources both internally and externally. Meet with and interview prospective customers, brokers, NHCs, and other referral sources at homebuilding communities or other convenient locations to collect and analyze customer financial information, advise customers on the risks and benefits of various mortgage products, and help select the appropriate loan program within Lennar Mortgage roadmap. Obtain loan applications from customers and work with them to achieve loan approval.Support the Companys growth through outside sales activities and lead generation
Travel to various communities, realtors offices, and other appropriate locations on a regular basis (at least weekly) to solicit new business and/or leads from home builders
Conduct First Time Homebuyer Seminars in communities on a regular basis to develop leads and build relationships with New Home Consultants and prospective/current
Travel to and participate in builder and realtor functions, status meetings, phase releases, phone banks, special events, to develop and maintain relationships and customer service
Travel to various communities and other appropriate locations to meet with prospective/current customers, explain the Companys offerings, obtain loan applications and other required documents, and attend closings
Review leads daily and contact prospective customers via telephone and email to set up in-person/virtual meetings
Originate and prepare new loans in accordance with the Loan Officer agreement, signed at the time of employment, to ensure all loans meet the guidelines of the Products and Policies manual for upfront
Advise and recommend to the customer regarding the various mortgage loan products based on the customers individual need
Review interest rates as needed and lock all loans with the borrowers in accordance with the Secondary Marketing Pricing and Rate Lock Policies and Procedures manual, at least fifteen days prior to closing
Provide assistance to New Home Consultants on pre-qualifications of customers to develop a pipeline for outside sales; provide status of loans as needed
Meet or exceed closed loan capture rate, spot loan objectives for the division, and/or other established sales goals as determined by the Division Manager and based on annual business
Maintain reports and notes within origination computer system regarding own prospects and customers to ensure complete exchange of information regarding loan application, loan status, conversations with customers, underwriting, lock in information, monthly projected closings, incentive, and expense
Qualifications:Four-year college degree (preferred)
At least three years of Loan Originating experience
Management or leadership experience preferred
Bilingual - Spanish preferred
Ability to maintain flexible work schedule, including evening and weekend work
Valid drivers license and dependable transportation
NMLS License required, or willing to obtain, in California
Life at Lennar!Lennar recognizes our associates are the heart of the companys success. Learn new skills, build your path, and become an integral part of the Lennar Family.Lennar associates will be eligible for many benefits in accordance with Lennars policies and applicable plan terms, including:Health Insurance - Medical, Dental & Vision
Vacation up to 3 weeks of vacation per year upon hire
Holidays, Sick Leave, & Personal Days
401(k) Savings Plan with company match
Paid Maternity & Bonding Leave
New Hire Referral Bonus Program
Home Purchase Discount for Associates
Associate Assistance Plan
Student Debt Repayment Program
Continuing Education Assistance
Everyones Included Day
This information is intended to be a general overview and may be modified by the company due to factors affecting the business.
General Overview of Compensation & Benefits:We reasonably expect the base compensation offered for this position to range from an hourly rate of $1.00 - $100,000, subject to adjustment based on business-related factors such as employee qualifications, geographic pay differentials (e.g., cost of labor/living, etc.), and operational considerations.
This position may be eligible for bonuses.This position may be eligible for commissions.This position will be eligible for the described benefits listed in the above section in accordance with Company Policy.This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.If you like wild growth and working with happy, enthusiastic over-achievers, you'll enjoy your career with us!Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
We're committed to bringing passion and customer focus to the business.Lennar Mortgage is centered around personal growth, innovation, and diversity. We are looking for a new team member who shares our passion and dedication to bringing homeownership to life.At Lennar Mortgage, youll build your career with a Fortune 150 company that provides an excellent work environment, plenty of opportunities for advancement, and competitive benefits and compensation. Our success is a result of supporting and rewarding our team of elite professionals, who strive to exceed superior standards and exceptional services.Responsibilities:A full-time, outside sales position responsible for seeking and developing relationships for new business sources both internally and externally. Meet with and interview prospective customers, brokers, NHCs, and other referral sources at homebuilding communities or other convenient locations to collect and analyze customer financial information, advise customers on the risks and benefits of various mortgage products, and help select the appropriate loan program within Lennar Mortgage roadmap. Obtain loan applications from customers and work with them to achieve loan approval.Support the Companys growth through outside sales activities and lead generation
Travel to various communities, realtors offices, and other appropriate locations on a regular basis (at least weekly) to solicit new business and/or leads from home builders
Conduct First Time Homebuyer Seminars in communities on a regular basis to develop leads and build relationships with New Home Consultants and prospective/current
Travel to and participate in builder and realtor functions, status meetings, phase releases, phone banks, special events, to develop and maintain relationships and customer service
Travel to various communities and other appropriate locations to meet with prospective/current customers, explain the Companys offerings, obtain loan applications and other required documents, and attend closings
Review leads daily and contact prospective customers via telephone and email to set up in-person/virtual meetings
Originate and prepare new loans in accordance with the Loan Officer agreement, signed at the time of employment, to ensure all loans meet the guidelines of the Products and Policies manual for upfront
Advise and recommend to the customer regarding the various mortgage loan products based on the customers individual need
Review interest rates as needed and lock all loans with the borrowers in accordance with the Secondary Marketing Pricing and Rate Lock Policies and Procedures manual, at least fifteen days prior to closing
Provide assistance to New Home Consultants on pre-qualifications of customers to develop a pipeline for outside sales; provide status of loans as needed
Meet or exceed closed loan capture rate, spot loan objectives for the division, and/or other established sales goals as determined by the Division Manager and based on annual business
Maintain reports and notes within origination computer system regarding own prospects and customers to ensure complete exchange of information regarding loan application, loan status, conversations with customers, underwriting, lock in information, monthly projected closings, incentive, and expense
Qualifications:Four-year college degree (preferred)
At least three years of Loan Originating experience
Management or leadership experience preferred
Bilingual - Spanish preferred
Ability to maintain flexible work schedule, including evening and weekend work
Valid drivers license and dependable transportation
NMLS License required, or willing to obtain, in California
Life at Lennar!Lennar recognizes our associates are the heart of the companys success. Learn new skills, build your path, and become an integral part of the Lennar Family.Lennar associates will be eligible for many benefits in accordance with Lennars policies and applicable plan terms, including:Health Insurance - Medical, Dental & Vision
Vacation up to 3 weeks of vacation per year upon hire
Holidays, Sick Leave, & Personal Days
401(k) Savings Plan with company match
Paid Maternity & Bonding Leave
New Hire Referral Bonus Program
Home Purchase Discount for Associates
Associate Assistance Plan
Student Debt Repayment Program
Continuing Education Assistance
Everyones Included Day
This information is intended to be a general overview and may be modified by the company due to factors affecting the business.
General Overview of Compensation & Benefits:We reasonably expect the base compensation offered for this position to range from an hourly rate of $1.00 - $100,000, subject to adjustment based on business-related factors such as employee qualifications, geographic pay differentials (e.g., cost of labor/living, etc.), and operational considerations.
This position may be eligible for bonuses.This position may be eligible for commissions.This position will be eligible for the described benefits listed in the above section in accordance with Company Policy.This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.If you like wild growth and working with happy, enthusiastic over-achievers, you'll enjoy your career with us!Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.