Mortgage Quality Assurance Analyst

Join Our Team We have a great team of friendly, talented and inspiring people at First United. As a learning organization, we take pride in offering exciting opportunities for employees to grow and follow their passions. That's one of the many reasons First United has been voted as one of the top places to work in Oklahoma since 2009 Browse this page to find out more about the First United culture and the many benefits of working here. Then, use our "Get Started" section to take your first step to being a part of First United. The Position Job TitleMortgage Quality Assurance Analyst Job Description SUMMARY Responsible for performing 2nd look quality control audits monthly on QC team for any serving or default related processes. Ensure that loans are managed and in accordance with investor, insurer, company policies and procedures and guidelines. Ensures Quality Controls are completed accurately and timely. QC review is performed to make sure that all the requirements are met prior to finalizing the process QC reviews are done to verify any errors made during the process to remediate and be able to improve going forward MAJOR DUTIES AND RESPONSIBILITIES (ESSENTIAL FUNCTIONS) Performance of quality assurance and control audits, both in-line and post process completion on default related processes. Perform audits consisting of review, analysis, risk assessment, and testing of sample populations. Perform audits on selected samples including but not limited to call recordings, data, documentation, or other sample types. Perform audits to determine accuracy, consistency, error detection, omission of data/information, process and/or system gaps, etc. Ensure processes and samples reviewed are managed in adherence to internal policies and procedures, investor/insurer guidelines, and federal regulations. Ensure audits include required level of detail and are performed in a timely manner, in accordance with established policies and procedures. Create and maintain documents necessary to perform quality assurance and control audit process including, itemized checklists, reports, scorecards, trackers, etc. Actively participate in meetings with team and supported lines of business to review findings and remediation related to audits performed. Identify areas of opportunity for application of quality assurance and control audit process, both in-line and postmortem. Gather and review further information, conduct additional analysis, research and testing as needed, including targeted reviews. Assist Supervisor/Manager in developing department job aids. Perform other related duties as required and assigned Demonstrate behaviors which are aligned with the organization's desired culture and values ADDITIONAL DUTIES AND RESONSIBILITIES Proficiency in Excel moderate and light in Word Must be a team player with strong attention to detail and able to work independently Proven track record at delivering timely and accurate information in a fast-paced environment Excellent critical thinking, problem solving, mathematical skills and sound judgment Financial Services and, if possible, mortgage industry experience preferred EMPLOYEE SPECIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education and Work Experience 5 years mortgage servicing experience 2 years QC specific experience Excellent written and verbal communication skills Demonstrated intermediate research and analysis skills Flexibility and willingness to work in a team environment Ability to work in a fast-paced environment Professional demeanor and appearance Technical/Functional Competencies Superior mathematical skills. Superior computer skills. Good problem-solving and decision-making skills. Demonstrates good judgment. Strong organizational skills. Ability to work in a fast-paced environment and work well under pressure. Strong interpersonal skills and ability to work well with a wide range of people. Ability to communicate well with customers by all means of communication including written, verbal, and non-verbal communication. Ability to be tactful and diplomatic when dealing with customers and employees. Ability to use e-mail, phone, and other communication tools are necessary. Willingness to accept additional responsibilities Dependable and adheres to timelines and schedules. Takes initiative in development and completion of projects. Physical Working Conditions This is somewhat sedentary work that requires the following physical activities: Sitting or standing for long periods, walking, finger dexterity, feeling, repetitive motions, talking hearing, and visual acuity including close vision. Occasional lifting (up to 10 pounds of computer equipment or paper). May be required occasionally to stoop or kneel. Accommodation may be made for some of these physical demands for otherwise qualified individuals who require and request such accommodation. Working Conditions Normal Office environment. Moderate noise level. NOTE: This job description is not intended to be all-inclusive. Employee may perform other related duties as assigned by supervisor to meet the ongoing needs of the organization. All Locations:Plano-Parkwood If any applicant is unable to complete an application or respond to a job opening because of a disability, please email us at HRfirstunitedbank.com for assistance. First United is an Equal Opportunity Employer. To the extent required by Federal or State law, First United does not discriminate in employment opportunities or practices on the basis of race, color, religion, sex, national origin, or any other characteristic protected by law.