Credit Analyst II CB

CREDIT ANALYST II CB WHAT IS THE OPPORTUNITY? In this role, the colleague will be responsible for assisting credit officers to provide analytical support relating to portfolio management

Prepares quarterly trend cards for eligible credits

May prepare the liquidation, industry, and projection analysis of CRR with guidance of the credit officer

Prepares credit approval documents for simple annual reviews and renewals

As needed, may perform financial statement spreading, covenant calculations, and collateral reviews

Required completion of the bank's Credit Academy courses

Colleagues at this level have a full understanding of the bank's credit policies and a thorough knowledge of appropriate banking laws and regulations

What you will do Within 18 months, satisfactory completion of the bank's Credit Academy courses

Prepare quarterly trend cards

Prepare liquidation analysis

Research and prepare industry analysis

Prepare analysis of projections, including sensitivity and breakeven

Prepare proforma or projected financial covenant compliance

Prepare simple CRR for annual reviews and annual renewals with guidance of a credit officer

Prepare Tier 1 ACH and CLC Pre-Approval forms

Assemble Portfolio Review Package under supervision of Lead Credit Officer or designee

Participate with RM’s on client calls

As needed, may perform financial statement spreading, covenant calculations, and collateral reviews

Provide technical training to new hire Credit Analyst I

Shadow training in ABL, subject to availability

Shadow training in Credit Risk Review, subject to availability

Must-Have* Completion of Intermediate Financial and Managerial Accounting

Minimum of 2 years of credit analyst experience

Skills and Knowledge Excellent organizational and analytical skills Ability to communicate clearly and professionally with all levels of an organization Excellent written and verbal communication skills Effective interpersonal skills Proficiency in multitasking and prioritizing projects Excellent time management skills and be accustomed to working with deadlines Compensation Starting base salary: $31.39 - $50.14 per hour

Exact compensation may vary based on skills, experience, and location

This job is eligible for bonus and/or commissions

*To be considered for this position you must meet at least these basic qualifications The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification

It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job

Benefits and Perks At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues

Get an inside look at our Benefits and Perks

INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT City National Bank is an equal opportunity employer committed to diversity and inclusion

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.' ABOUT CITY NATIONAL We start with a basic premise: Business is personal

Since day one we've always gone further than the competition to help our clients, colleagues and community flourish

City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues to drive phenomenal growth today

City National is a subsidiary of Royal Bank of Canada, one of North America’s leading diversified financial services companies.