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Taptap Send

AML Analyst

Taptap Send, New York, New York, us, 10261


Our MissionReduce inequity by helping immigrants move money home, and become the leading cross-border fintech for emerging markets.

The Team-> Founded by Harvard grads / 3rd-time foundersalso founded Segovia (successful exit) and GiveDirectly (>300M revenue, fastest-growing NGO).-> Top performers from top and varied organizations (e.g., Bain, Bolt, Google, McKinsey, SafeBoda, Uber, Zipline)we like moving fast, and we hire people that do as well.-> Driven by mission, guided by values (see below) - in deed, not just word.-> Team as global as the mission, >30 languages from 25 countries (i.e., if you're interested in learning to make Chicken Moambe, we're the place).

About UsTaptap Send is backed by top VCs (Spark, Canaan, Reid Hoffman, Breyer Capital, etc.), rapidly growing and a great place for those looking for both impact and a fast-paced tech startup environment. Read more about the journey in Reid Hoffman's words or TechCrunch article

Launched in 2019, Taptap is tapping into a transformative shift in global finance: from banks to phones. While this has affected wealthier countries as well, it has been nothing short of a revolution for the emerging markets where the overwhelming majority of population had been unable to access digital finance previously. Taptap Send allows immigrants to send money home instantly and with no fee*, saving money in the process. With a formal market size of >700B alone, we've got a lot more saving to do for our users. Our mission is to reduce inequity by helping immigrants move money home, and become the leading cross-border fintech for emerging markets. And that's just the beginning...

*We charge fees for transfers on fixed exchange rate corridors (e.g., XOF, XAF).

Our InvestorsSpark Capital, Canaan, Reid Hoffman, Breyer Capital (Jim Breyer), Unbound (Shravin Mittal), Wamda (Fadi Ghandour), Firstminute Capital, Slow Ventures (Sam Lessin), Helios Partners (Souleymane Ba), Crossbeam Ventures (Ali Hamed), Nikesh Arora, Samih Toukan, and many other context-specific angels

The Role

Are you passionate about utilizing data to combat financial crime? Do you thrive in a fast-paced, dynamic environment?

Taptap Send is seeking an AML analyst with 2-3 years of experience to carry out financial crime reviews and the preparation and submission of SARs to FinCEN. You will carry out in depth investigations into potential money laundering and carry out enhanced due diligence on customers.

The role is full-time and based in the US, with approximately one week per month onsite. You will work closely with the US Compliance Officer and Group Head of AML as well as the wider Taptap Send financial crime team to support the implementation of the compliance program for Taptap Send's global and US operations.

As part of our second line of defence, you will join the team that tackles financial crime and conducts in-depth investigations into suspected money laundering.

You will

Use a combination of our technology and third-party software to evaluate suspicious transactionsReview potentially sanctioned customers or recipients, and review customers that might be politically exposedReview escalated suspicious activity as part of the second line of defence and be able to rationalise and defend your decisions as neededPerform diligence on customers to ensure that we understand who they are and what their risk profile isFile Suspicious Activity Reports on behalf of Taptap Send to FinCEN and any other supervisory authority as requiredAssist with and respond to information requests from law enforcement agenciesOwn the 314b information sharing process for the compliance function by receiving and submitting requests with other FIsContinuously updating skills and industry knowledge to stay abreast of changes in AML/BSA regulations and practicesAssist the Compliance Officer and Head of AML with case studies, development of trainings, audits, and other ad hoc areas to support the compliance function and further support the compliance teamYou have:

2-3 years experience in a regulated financial institution and must have experience in Suspicious Activity ReportingAn interest in using technology to address AML and compliance issuesExperience with compliance systems (transaction monitoring, sanction screening, etc)Attention to detail while still seeing the bigger pictureThe ability to work independently, as well as part of a team, to meet deadlines and deliver high-quality workStrong analytical and writing skillsGood communication skills and the ability to clearly express opinions and concernsA willingness to work flexible hoursStrong ethical standards and high levels of integrity to handle sensitive and confidential information appropriatelyProficiency in English (required), with another language considered a bonusThe right to work in the country you are applying to work in

Taptap Values

Impact first

Team next

Accept reality

Propose solutions

Win with grit

Be proactively candid, with yourself and others

Love the particular

Own it

Create positive energy

Maybe, even have fun

Taptap Send is an equal opportunity employer dedicated to building an inclusive and diverse workforce. All employment decisions are decided on the basis of qualifications, experience and business need. We strongly encourage applications who are members of underrepresented communities to apply.

If you require reasonable adjustments to be made during the recruitment process, please do not hesitate to let us know. Any information you provide us in this respect will only be used to accommodate your requirements.

Note: we recognize imposter syndrome is real - any candidate that does not perfectly fit every characteristic of this role is still strongly encouraged to apply.