Capital One
Sr. Business Analyst- Commercial Bank UW&PM
Capital One, Richmond, Virginia, United States, 23214
Locations: VA - Richmond, United States of America, Richmond, VirginiaSr. Business Analyst- Commercial Bank UW&PM**Sr. Business Analyst- Commercial Bank UW&PM****About Capital Ones Commercial Bank:** In late 2015, Capital Ones Commercial Banking division vaulted into the top 10 list of national commercial banks after a multi-year strategic investment in transforming Commercial from a collection of small local banks into a strong regional player. Our transformation included a complete overhaul of supporting technology systems, building up a core data capability, standardizing processes, and proving out the value of Capital One strategic analytics applied within a Commercial business context. Having established credible scale in this industry, Capital One leadership began considering the next big step. Part of that answer was to invest in building dedicated business line and product analytics teams to provide strategic guidance, creating capabilities that drive sustainable competitive advantage, and significantly enhance risk management practices.**Summary:** As a Senior Business Analyst at Capital One, you will apply your strategic and analytical skills to major company challenges. You will team with world-class professionals to develop and test strategies that ultimately impact the bottom line. And you will do it all in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation.**Specific Role Responsibilities:**+ Refine how Commercial Bank defines and measures against its strategic objectives, as well as those of the individual Lines of Business and Segments+ Consult with Leaders and Subject Matter Experts to better understand the areas weve targeted for growth+ Establish measurement capability for growth areas, from pipeline opportunities, through the credit lifecycle, into maturity and run-off+ Create systematic sourcing including providing expertise to standardization and ontology teams+ Manage discussion on asset walk between existing bespoke sourcing and future state sourcing+ Develop future state requirements into analytic tools to pivot quickly and pursue emerging strategic segments+ Engage in white-space problem solving to take free-form business requirements and convert them into measurable analytical tools+ Articulate how the business operates and how that aligns (or doesnt) with our analytical environment+ Build influence with Leaders to broker consensus on problem solving approach and measurement capability**General Responsibilities:**+ Analysis: Identify business challenges and opportunities for improvement and solve for them using analysis to make strategic or tactical recommendations+ Product: Perform modeling/analytics to assist new product and pricing strategies for various lending products+ Credit Risk: Support step-change improvements in credit performance by connecting drivers of future consumer credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis+ Execution: Involve problem frame-works, develop hypotheses, test and analysis, solution development, scope operational feasibility, lead implementation efforts and develop a monitoring plan+ Partnership: Work closely with colleagues across Capital One including: IT, Sales, Operations, Finance and others to drive improvement in quality, volume, service, and profitability+ Strategic & analytic orientation: A proven track record of decision making and problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the business is based on rigorous analytic marketing & credit risk management+ Strong business judgment, leadership and integrity: He/she should be a tenacious decision maker, able to bring a healthy, aggressive, yet responsible approach to business+ Strong communication skills: Impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skills+ Clear results orientation: display an intense focus on achieving both short and long term goals. He/she should be able to drive and execute an agenda in an uncertain and fluid environment+ Successful track record of thriving in a fast paced, entrepreneurial and dynamic environment. Previous consulting experience is a plus**Basic Qualifications:**+ Bachelors Degree+ At least 1 year of experience in analysis**Preferred Qualifications:**+ Masters Degree in Business or quantitative field such as Finance, Economics, Physical Sciences, Math, Statistics, Engineering+ 1+ years of experience in Statistical model building+ 1+ years of experience in market research+ 1+ years of experience in SQL querying+ 2+ years of experience in business analysis+ 1+ years of experience in consultingCapital One will consider sponsoring a new qualified applicant for employment authorization for this position.#CommBACapital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website (https://www.capitalonecareers.com/benefits) . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex (including pregnancy, childbirth or related medical conditions), race, color, age, national origin, religion, disability, genetic information, marital status, sexual orientation, gender identity, gender reassignment, citizenship, immigration status, protected veteran status, or any other basis prohibited under applicable federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York Citys Fair Chance Act; Philadelphias Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).