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Nomura Holdings, Inc.

RSK-Credit Risk

Nomura Holdings, Inc., Indiana, Pennsylvania, us, 15705


Nomura is an Asia-headquartered financial services group with an integrated global network spanning over 30 countries. By connecting markets East & West, Nomura services the needs of individuals, institutions, corporates, and governments through its four business divisions: Retail, Asset Management, Wholesale (Global Markets and Investment Banking), and Merchant Banking. Founded in 1925, the firm is built on a tradition of disciplined entrepreneurship, serving clients with creative solutions and considered thought leadership. For further information about Nomura, visit

www.nomura.com .

Nomura Services India, (Powai) supports Nomura’s businesses around the world. Powai’s world-class capabilities in trading support, research, information technology, financial control, operations, risk management, and legal support have played a key role in facilitating Nomura’s global operations and are an integral part of Nomura’s global expansion plans.

Division Overview:

The Risk Management Division encompasses the firm's comprehensive risk framework responsible for determining and managing the overall risk appetite for the firm. The division is responsible for effectively managing the firm's risk-return profile which ensures the efficient deployment of the firm's capital. It is one of the firm's core competencies and is independent of the trading areas and operational areas.

Business Unit Overview:

Global Credit Risk Management (CRM) operates as a credit risk control function within the Risk Management Division, reporting to the CRO. The process for managing credit risk at Nomura includes:

Evaluation of likelihood that a counterparty defaults on its payments and obligations;

Assignment of internal ratings to all active counterparties;

Approval of extensions of credit and establishment of credit limits;

Measurement, monitoring, and management of Nomura’s current and potential future credit exposures;

Setting credit terms in legal documentation, including margin terms;

Use of appropriate credit risk mitigants, including netting, collateral, and hedging.

Overview:

Corporate Credit Analyst managing a portfolio of corporate clients globally. This role involves undertaking thorough credit research & analysis on Corporate counterparties from across sectors, rating them and writing high-quality Credit Memos.

Position Specifications:

Experience:

4 - 6 years in corporate credit analysis.

Qualification:

Chartered Accountant, PGDM / MBA from top-tier Colleges.

Role & Responsibilities:

Manage a portfolio of corporate clients.

Undertake periodic credit analysis of existing corporate clients which includes assessment of business, management, and financial profiles.

Support the team in initial credit-related due diligence for prospective trading clients by undertaking comprehensive credit risk assessment and assigning ratings.

Track various market movements and sector-level developments, which are relevant to the performance of corporate counterparties and their risk profile.

Manage counterparty exposures within set credit limits and investigate exposure movements.

Support day-to-day trade approval process with accurate and timely responses.

Participate in periodic stress testing exercises, investigating exposure movements in stress scenarios.

Provide credit terms for legal documentation and participate in the overall legal negotiation process.

Understand internal credit policies and ensure compliance of existing work streams with the relevant policies.

Provide support in other ad-hoc projects that are undertaken by the team, for example, scorecard development, sector reviews, data aggregation, and validation.

Mind Set:

At least 4 years’ experience in assigning credit ratings to corporates, across sectors.

Strong analytical skills with a good eye for detail, ability to multi-task.

Excellent report writing and verbal communication skills. Should be at ease in communicating with onshore credit team, clients, and Front Office.

Ability to perform efficiently and produce high-quality work under tight deadlines. Prior team management experience is a must.

Good understanding of derivative trades, credit exposure, and legal documentation is desirable; should have the aptitude to learn derivatives if no knowledge or prior experience.

Prior experience in independently managing projects and leading global calls will be an added advantage.

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