Retail Loan Underwriter

Retail Loan Underwriter

[DEPARTMENT[: Retail Lending *[REPORTS TO: [[AVP, Retail Lending * [SUPERVISES: [None * FLSA STATUS: Non-Exempt *[STATUS:[ Full Time **[LOCATION: [Evansville Region

[HOURS: Monday through Friday 8 am - 5 pm *[ [Over-time may be required if business and staffing needs dictate.]{constantia",serif"=""}]{constantia",serif"=""} ]{constantia",serif"=""} ]{constantia",serif"=""}]{constantia",serif"=""} ]{constantia",serif"=""}]{constantia",serif"=""} ]{constantia",serif"=""}]{constantia",serif"=""} ]{constantia",serif"=""}]{times="" new="" roman",="" serif;"=""}]{constantia",serif"=""} ]{constantia",serif"=""}]{constantia",serif"=""}

First Federal was established on Evansville, Indianas Westside in 1904 and is a community bank currently serving communities in the tri-state area with several branch locations in Posey, Vanderburgh, Henderson, Warrick, Daviess and Pike Counties.

Full-time employees of First Federal are offered a comprehensive benefit package including Paid Time Off, up to 11 paid Holidays, 401k, ESOP, company paid Disability and Life insurance and Health and Wellness Options including Medical, Dental, Vision, Life and Supplemental Insurance. Our Part-time employees are eligible for up to 11 paid Holidays and can choose to enroll in Dental, Vision and Supplemental Insurance, and participate in clinic healthcare services.

Aside from that, all employees can expect to receive discounted bank services such as free checks, discounts on loans, waived processing fees and much more.

Diversity and Inclusion

First Federal is committed to creating an inclusive work environment where business results are achieved through the skills, abilities and talents of our diverse workforce.

At First Federal, individuals are respected for their contributions toward our company objectives. We strive for an inclusive work environment across all levels that is reflective of the available workforce in the communities we serve.

**[POSITION SUMMARY: [The Underwriter assists the loan advisors in all aspects of the lending process while protecting the companys assets through prudent lending decisions using analytical, math[,]{.underline} and communication skills.

[EDUCATION and EXPERIENCE: ]{constantia",serif"=""} ]{constantia",serif"=""}]{constantia",serif"=""}**

High School Graduate or General Education Degree (GED) Associates Degree in business related field preferred Retail lending experience required Encompass and nCino LOS experience preferred

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``` - Preference for prior credit review experience - Excellent communication - Ability to multi-task - Detail Oriented - Good Organization skills - Excellent internal and external customer service - Problem solving - Ability to accurately calculate numbers

[ESSENTIAL DUTIES AND RESPONSIBITIES: ]{constantia",serif"=""}

Underwrites all files for Conditional Approval in accordance with Banks policy and Underwriting Guideline limits

Final decision within underwriter lending limits using the Banks investor and private mortgage insurance requirements

Reviews application and credit file

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