OceanFirst Bank
Director of Business Banking
OceanFirst Bank, Red Bank, New Jersey, us, 07701
JOB SPECIFICATIONS:
Knowledge, Skills & Abilities
Thorough knowledge and understanding of commercial lending, including qualifying applicants, packaging proposals, underwriting credit and cash flow and loan closing.
Extensive selling and negotiating skills in conjunction with demonstrated success in developing and maintaining lending relationships.
Comprehensive knowledge and understanding of applicable banking regulations and laws governing commercial lending, including credit approvals, policy and risk management.
Demonstrated strength and ability in credit analysis, including identification of exposure and risk.
Proven success in building and managing a team of lending professionals.
Demonstrated strategic and tactical planning skills.
Strong oral and written communications skills with demonstrated ability to prepare and present credit package
Strong organizational skills with ability to set priorities in a multi-task environment and meet deadlines.
Experience & Education
Bachelor's degree with a concentration in Finance, Business Management, or Marketing required, or equivalent experience.
10+ years of experience in commercial and small business lending, with demonstrated experience in credit analysis and assessment.
5 years demonstrated leadership/management success in a commercial lending environment.
Internal and External Contacts
Extensive external customer, prospect and referral source contacts.
Provides support to administrative staff and other support areas of the Bank.
Working Conditions/Physical Requirements
Office environment. Ability to operate computer. Ability to communicate in order to exchange simple to complex information with individuals and groups. Ability to travel throughout Bank footprint.
Knowledge, Skills & Abilities
Thorough knowledge and understanding of commercial lending, including qualifying applicants, packaging proposals, underwriting credit and cash flow and loan closing.
Extensive selling and negotiating skills in conjunction with demonstrated success in developing and maintaining lending relationships.
Comprehensive knowledge and understanding of applicable banking regulations and laws governing commercial lending, including credit approvals, policy and risk management.
Demonstrated strength and ability in credit analysis, including identification of exposure and risk.
Proven success in building and managing a team of lending professionals.
Demonstrated strategic and tactical planning skills.
Strong oral and written communications skills with demonstrated ability to prepare and present credit package
Strong organizational skills with ability to set priorities in a multi-task environment and meet deadlines.
Experience & Education
Bachelor's degree with a concentration in Finance, Business Management, or Marketing required, or equivalent experience.
10+ years of experience in commercial and small business lending, with demonstrated experience in credit analysis and assessment.
5 years demonstrated leadership/management success in a commercial lending environment.
Internal and External Contacts
Extensive external customer, prospect and referral source contacts.
Provides support to administrative staff and other support areas of the Bank.
Working Conditions/Physical Requirements
Office environment. Ability to operate computer. Ability to communicate in order to exchange simple to complex information with individuals and groups. Ability to travel throughout Bank footprint.