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IFG Companies

Inland Marine Underwriting Specialist

IFG Companies, Scottsdale, Arizona, United States, 85250


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POSITION TITLE: Underwriting Specialist

DEPARTMENT: Inland Marine

REPORTS TO: Senior VP Inland Marine

EEO CATEGORY: Exempt, Professional

DIRECT REPORTS: None

FLSA STATUS: Exempt

LOCATION: Scottsdale (AZ)

POSITION SUMMARY/OBJECTIVES

An Underwriting Specialist - Inland Marine must have a sound foundation in underwriting principles to grow and maintain a profitable diversified portfolio of inland marine business per IFG Companies' underwriting strategies, guidelines and standards. The position requires review, investigation and analysis of new and renewal submissions and mid-term endorsement requests to determine acceptability for quoting/binding within granted Letters of Authority and established guidelines.

POSITION RESPONSIBILITIES INCLUDING

* Applies sound underwriting principles, policies, procedures and controls.* Selects, classifies, prices and determines coverage terms of individual inland marine risks following company strategies, guidelines and standards.* Reviews renewal portfolio to determine continued eligibility and acceptability.* Monitors key performance metrics against plan to achieve individual and team goals.* Achieves/exceeds quality, production and marketing goals and standards while maintaining underwriting integrity and overall profitability of the product line.* Develops and maintains excellent producer (i.e., brokers) relationships through marketing, product education and in-person visits.* Reviews renewal premiums for annual adjustments required by changes in operations, exposures and/or market conditions.* Works collaboratively with team members and across departments including Actuarial, Claims and Product Management.* Mentors less experienced underwriters and support staff.* Remains current on inland marine issues, competitors and the overall marketplace.* Attends industry conferences as appropriate.* Other duties as required.

KNOWLEDGE/SKILLS/ABILITIES INCLUDING

* Thorough understanding of inland marine coverages, including, but limited to:* Builder's risk/renovation/installation floaters* Contractor's equipment, including heavy equipment* Riggers liability* Motor truck cargo* Commercial output policies* Scheduled floaters* Warehouse legal liability

* Knowledge of the producer distribution system.* Ability to interpret and analyze data and make informed and calculated underwriting decisions.* Investigative skills including to research individual risks, products and industries including through the use of internal and external sources (e.g., websites, databases).* Technical expertise must include financial analysis, loss rating, assessment of individual risk/exposure analysis and rate for risk.* Excellent computer skills (e.g., Excel, Word, SharePoint and proprietary IFG Companies' underwriting systems) with demonstrable high accuracy output.* Advanced problem solving, reasoning and decision-making skills.* Excellent interpersonal, written and oral communication and presentation skills.* Responsive to the needs of colleagues and producers.* Ability to prioritize and manage multiple tasks while meeting deadlines.* High degree of attention to detail.* Proven team player who is inquisitive, creative and takes initiative.* Ability to provide leadership and direction to other team members.

EDUCATION/EXPERIENCE/CERTIFICATIONS

* Minimum of five years of commercial inland marine underwriting experience, combined with sound knowledge of commercial inland marine underwriting coverages.* College degree preferred, with coursework in Risk Management/Insurance a plus.* Established relationships with inland marine producers required.* Associate in Marine Insurance Management (AMIM) or other insurance related designations a plus.

PHYSICAL DEMANDS

PHYSICAL DEMANDS

* Physical demands are considered to be that of a climate-controlled office environment, with minimal physical exertion.* Position is hybrid and requires the ability and the willingness to commute at least three (3) days per week to IFG Companies' offices.* Position requires prolonged sitting, extensive utilization of computers and interactions with others in person and via phone.* Position requires the ability and the willingness to travel as required to meet business demands.

BENEFITS

* IFG Companies offers competitive compensation and benefits, including medical, dental, vision, 401(k), flexible spending, short-term and long-term disability insurance, life insurance, long-term care, paid parental leave, vacation and other paid time off.

IFG Companies is an equal opportunity employer committed to a diverse workforce.