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Zions Bancorporation

BSA/AML Surveillance Analyst

Zions Bancorporation, Midvale, Utah, United States, 84047


Zions Bancorporation is one of the nation’s premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the “Best Banks to Work For” and as having a top banking team in its list of “The Most Powerful Women in Banking.” Our customers consistently vote us as the best bank in our local markets. We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a “local” business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.

With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.

We are currently seeking a BSA/AML Surveillance Analyst to join our team. This position will be full time work from home in the Salt Lake City, Utah: Phoenix, Arizona; or Las Vegas, Nevada area.

Responsible to analyze alerted client activity for possible suspicious activity related to illegal activities such as money laundering, terrorist financing or fraud

Utilizes multiple sources for determining alerted activity is not suspicious or warrants further investigation

Present a logical supported conclusion for clearing activity as not suspicious

Understands and applies knowledge of BSA/AML typologies and the ability to identify "red flags" and current trends of suspicious activity during the review of alerted activity

Communicates with branches to gather further client information to decision the alert

Writes communications as necessary to close alerts that clearly support the conclusion

Plays the primary role in the identification of suspicious or unusual customer account activity

Identifies unusual customer transactions through the production of automated and manual alerts

Performs assessments of alerts to resolve the alert if no suspicious activity is identified and/or determining if further investigation is required

Perform other duties as assigned

Qualifications:

Requires Bachelor's degree in Intelligence Studies, Accounting, Finance or related fields or equivalent and 1+ years of banking, BSA/AML compliance, bank branch operations or other directly related experience. A combination of education and experience may meet job requirements.

Some experience with suspicious activity for money laundering, terrorist financing and fraud preferred.

Basic working knowledge of department procedures, BSA/AML Compliance as it applies to suspicious activity for money laundering, terrorist financing and fraud.

Must have good analytical skills, customer service and communication skills, bother verbal and written.

Must be organized, detail-oriented, and complete responsibilities with a high degree of accuracy.

Must be able to meet performance expectations including Service Level Agreements and Quality Assurance score expectations.

Understand the following: AML/BSA Regulatory compliance processes and procedures pertaining to the Bank Secrecy Act and USA PATRIOT Act.

Understanding of bank operations as it relates to the flow of funds through financial institutions.

Ability to meet deadlines, work independently and adapt to changing priorities.

Must have good writing skills and be able to translate complex situations into easily understood narratives.

Ability to be an independent thinker.

Ability to handle confidential, delicate and/or sensitive information or situations .

Strong PC skills desired with an emphasis in MS Excel and Word.

Knowledge of bank operations preferred.

Benefits:

Medical, Dental and Vision Insurance - START DAY ONE!

Life and Disability Insurance, Paid Parental Leave and Adoption Assistance

Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts

Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays

401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience

Mental health benefits including coaching and therapy sessions

Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire

Employee Ambassador preferred banking products

Req ID: 065780

Equal Opportunity Employer

It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws.

If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at (801) 844-7628, Mon.-Fri. between 9 a.m. - 5 p.m. MST.

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