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JEFF BANK

Business Development Officer

JEFF BANK, Port Jervis, New York, United States, 12771


GENERAL RESPONSIBILITIES

The Business Development Officer is responsible for sourcing and

developing commercial banking prospects into new bank clients; Conducts

a daily regimen of prospecting activities targeting prospective

borrowers, brokers, builders, developers, business owners, CPA’s,

attorneys and financial planners pursuant to sales leads and referrals

intended to generate new commercial mortgages/loans and deposits for

Jeff Bank. Responsible for attaining established bank and branch goals

through active participation in management and officer calling

programs. Frequently participates in community affairs (specifically in

Orange County) to increase the Bank’s visibility and to enhance new and

existing business opportunities. Develop sales strategies and

maintains and expands referral sources.

ESSENTIAL DUTIES

1. Demonstrate core values and guiding principles as outlined

in the Bank's Mission, Vision and Value Statements of which

the following are illustrative:

a. Give exceptional customer service to both internal

and external customers by providing prompt, polite and

effective communication.

b. Participate as a member of the team.

c. Positively and proactively contribute to the Bank's

Strategic Plan.

d. Demonstrate support of Management.

2. Ensure that all activities and work functions adhere to

compliance requirements as are defined in company policies and

procedures as well as state/federal laws and regulations.

3. Work independently to develop and solicit new business from

present and prospective clients to increase revenue base and

overall profitability; including cross-selling products.

4. Make calls independently and work collaboratively with

lenders/branch officers on prospect calls, using internal and

external referral sources to assure service requirements are

met and new business opportunities are realized.

5. Meet sales responsibilities and goals. Spend time out of office

visiting prospective customers or attending networking events.

6. Gather and maintain prospect data.

7. Ensure that all sales and customer service reporting information

is provided on a timely basis. Is held accountable for effective

business development activities.

8. Submit complete loan applications, with all required signatures

and customary financial documentation enclosed.

9. Attend sales/marketing committee meetings regularly.

10. Maintain a good working knowledge base of commercial and other

company products and services, including loan policy and

documentation.

11. Work closely with credit officers when client situations arise and

collaborates with internal partners. Transition on-boarded

customers.

12. Work with credit analysts in reviewing existing credits,

communicate credit decisions to prospects and customers as

directed and offer terms and conditions for loans within

parameters of established bank rates and credit policies.

13. Work with branch and deposit operations to set up all required

depository accounts for customers of the bank.

14. Implement strategies to achieve goals.

15. Attend and implements training provided, directed, or facilitated

by management.

16. Attire/present self in an appropriate professional businesslike

manner.

17. Promote the Bank’s culture and mission with staff, customers and

prospects.

18. Cooperate with, participate in, and support the adherence to

all internal policies, procedures, and practices in support of

risk management and overall safety and soundness and the bank's

compliance with all regulatory requirements, e.g. Community

Reinvestment Act (CRA), Equal Credit Opportunity Act, etc.,

including but not limited to BSA and AML (awareness when

processing cash deposits, sale of monetary instruments, structured

deposits, and incoming and outgoing wires). Ensure that the

department and all personnel adhere to the same.

19. Communicate in an effective manner with the Branch Administrator,

other office managers and appropriate staff personnel in order to

integrate activities and achieve goals.

20. Provide periodic reports to the C-Suite and other groups as

required throughout the Bank.

ANCILLARY DUTIES

1. Perform other related duties as assigned or directed.

Salary Range

$67,800-$82,550

Job Grade - 15

JOB LOCATION

As assigned – Primarily Orange County Area

EQUIPMENT/MACHINES

1. Automobile 2. Telephone

3. PC 4. Printer

5. Computer keyboard 6. Computer

7. Fax

BASIC QUALIFICATIONS

Education/Training:

Education beyond a high school diploma

or equivalent required; associate or bachelor degree preferred

and or a combination of specialized banking education and

training.

Skill(s):

Excellent verbal and written communication,

sales and negotiation skills; self- motivated; extremely sociable,

and comfortable working in a high-intensity, ever-changing

environment. Demonstrates ability to work internally and externally

to manage and grow new relationships; demonstrates experience

coordinating and collaborating across the organization.

Experience:

A minimum of four (4) years’ experience in the financial

services industry. Experience working in a Dodd-Frank regulatory

environment.

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