CONSUMER/COMMERCIAL LENDER

Position General Responsibilities:

Generate and administer a consumer loan portfolio consistent with established lending policies and a focus on serving the needs of professional and high-net worth individuals. Develop new business and expand existing relationships through calls, cross-sales of bank products, and community involvement. Underwrite related commercial loans and administer the combined portfolio to achieve credit quality and compliance with all regulations.

Employees Supervised:

None.

Education, Experience and Certification Requirements

Note: Only minimum responsibilities are listed. Other responsibilities may be required as requested by management.

Basic Qualifications:

1. Strong commitment to providing exceptional customer service and developing relationships.
2. 4 years business related college degree and/or equivalent experience.
3. Experience and knowledge analyzing credit requests, valuing collateral, structuring and pricing loans appropriately.
4. Proven time-management skills with ability to work independently and to prioritize multiple tasks.
5. Ability to communicate effectively.
6. Demonstrated computer skills and decision-making ability.

Preferred Qualifications:

1. Previous lending/underwriting experience.
2. Previous Bank and/or sales experience helpful.

Dimension of Job:

This position will be responsible for analyzing, processing, and servicing a portfolio of existing and future consumer and commercial loans. This professional will work within the community to expand business relationships with existing clients and develop new business referral sources through networking and community involvement.

For full description, which includes physical mental demands please see attachment.