Inficare
Mortgage Underwriter
Inficare, Jacksonville, Florida, United States, 32290
Job Title:
Mortgage Underwriter
Location:
Jacksonville, FL
Duration:
Full Time/ Permanent
Position Overview:
The Underwriter's primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the client's loan operating system, utilizing an automated underwriting system to determine approval, and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills.
Essential Job Functions:Underwrite loans in accordance with guidelines; utilizing AUS or manual underwrites.Utilize client's loan operating systemEvaluate and ensure overall loan documents are accurate, complete, and compliantAbility to identify and/or clear red flag or alertsIssue loan decision and condition file accordinglyand approve conditions for compliance and completion of loan fileto interpret and apply client overlays and investor guideline requirementspre and post-closing issues as they relate to underwritingProcessors/Loan Officers in understanding underwriting decisions and conditionsRequirements:
Minimum X+ years
current conventional mortgage loan underwriting experienceStrong knowledge of income calculations, tax returns, reading credit reports, identifying red flagsBasic knowledge of appraisal and ineligible propertiesThorough working knowledge of GSE underwriting guidelines, manual and automated underwriting engines (DU/LP)Strong analytic, interpersonal, and verbal and written communication skillsDetail-oriented with strong ability to time manageto work in a flexible and production-oriented environmentbe willing and able to work as part of a teamStrong capability to work in multiple systems - paperless environmentNMLS-MLO Licensure preferred but not required
Mortgage Underwriter
Location:
Jacksonville, FL
Duration:
Full Time/ Permanent
Position Overview:
The Underwriter's primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the client's loan operating system, utilizing an automated underwriting system to determine approval, and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills.
Essential Job Functions:Underwrite loans in accordance with guidelines; utilizing AUS or manual underwrites.Utilize client's loan operating systemEvaluate and ensure overall loan documents are accurate, complete, and compliantAbility to identify and/or clear red flag or alertsIssue loan decision and condition file accordinglyand approve conditions for compliance and completion of loan fileto interpret and apply client overlays and investor guideline requirementspre and post-closing issues as they relate to underwritingProcessors/Loan Officers in understanding underwriting decisions and conditionsRequirements:
Minimum X+ years
current conventional mortgage loan underwriting experienceStrong knowledge of income calculations, tax returns, reading credit reports, identifying red flagsBasic knowledge of appraisal and ineligible propertiesThorough working knowledge of GSE underwriting guidelines, manual and automated underwriting engines (DU/LP)Strong analytic, interpersonal, and verbal and written communication skillsDetail-oriented with strong ability to time manageto work in a flexible and production-oriented environmentbe willing and able to work as part of a teamStrong capability to work in multiple systems - paperless environmentNMLS-MLO Licensure preferred but not required