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State Farm

Claim Specialist - Property Field Inspection

State Farm, Owensboro, Kentucky, us, 42302


Claim Specialist - Property Field Inspection

US-KY-Owensboro

Job ID:

2024-38990Type:

Regular Full Time# of Openings:

1Category:

Claims and InvestigationOwensboro, KY

Overview

Being good neighbors - helping people, investing in our communities, and making the world a better place - is who we are at State Farm. It is at the core of how we operate and the reason for our success. Come join a #1 team and do some good!Build your career at one of the top companies for professional growth in the U.S.! Khakis optional...At State Farm we invest in our employees by providing a competitive Total Rewards package:Starting Salary is $ 59,059.65 - $ 79,230.63 annually, $27.31-$39.32 /hour. Because work-life-balance is a priority at State Farm, compensation is based on our standard 38:45-hour work week! Salary offered is dependent on skills and qualifications, with the high end of the range limited to applicants with significant relevant experience.You are also eligible for:An annual bonus based on individual and enterprise performanceAnnual merit increases401(k) contributionPaid Time Off (PTO), plus: 5 days of Life Leave to take care of yourself and your family, Paid Volunteer Time, and an Annual Celebration Day to celebrate what's important to you!Industry leading Tuition Assistance ProgramsWellnessand mental health programsDiscounts from hundreds of retailers through our Perks at Work programAnd more!Responsibilities

Join our team as a Property Field Inspection Claim Specialist and showcase your expertise in handling accidental and weather-related claims for homeowners, commercial properties, and large losses.We are looking for an experienced and highly skilled professional to contribute to our dynamic team. You will be the first point of contact to meet with our insureds, explain coverage, estimate damages, and help them through the claims process while providing Remarkable service.Key Responsibilities:Conduct on-site inspections and assessments of property damages for both residential and commercial claimsCollaborate with policyholders, insurance agents, and other involved parties to gather information and resolve claims efficientlyMay occasionally require interacting with parties who express strong emotions or concerns about ongoing inspections or claim resolutionsProvide exceptional customer service throughout the claims process, addressing inquiries and concerns promptly and professionallyGather necessary evidence, document findings, and prepare detailed reports to support the claims handling processInvestigate and adjust both personal and commercial property claims with exposures up to $500,000Evaluate coverage and policy terms to determine the validity of claims and ensure compliance with local regulationsNegotiate and settle claims within the authorized limits, considering policy provisions, industry standards, and company guidelinesWhere you'll work:This position is located in Owensboro, KY and is responsible for servicing these zip codes:42350 42372 42325 42330 42352 42376 42328 42252 42344 42345 42721 42369 42762 42320 42332 42354 42333 42361 42754 42349 42788 42347 42348 42351 42366 42303 42355 42368 42378 40140 42740 40111 40115 40119 40144 40153 42732 42338 42370 42343Competitive candidates should reside within a commutable distance of this territory.This is a Remote-Field position in which you will work from home and utilize a mobile office/vehicle for in-person appointments.Hours of operation are continually evaluated and may change based on business need. Although the primary work location is in the field, with a commutable distance from home, there will be opportunities for virtual work to be completed at home. Additionally, there may be occasions where you will be required to travel to assist in other territories. Successful candidates are able and willing to work flexible schedules and may be asked to work overtime and/or irregular hours.Qualifications

Bachelor's degree in a related field is preferred or equivalent work experienceExperience as a Property Field Inspection Claim Specialist in the insurance industry, specifically in property claimsStrong knowledge of property insurance policies, coverage and claim handling practicesDemonstrated knowledge of both residential and commercial building constructionFamiliarity with local regulations and compliance requirements in your assigned territoryExcellent communication and interpersonal skills to effectively interact with clients, agents, and other stakeholdersProven effective communication skills to handle difficult/emotional conversations with a customer-minded focusProven ability to assess damages, estimate repair costs, and negotiate settlementsDetail-oriented with strong organizational and analytical skillsProficient in using claims management software and other relevant toolsPhysical Requirements:Physical agility to allow for: frequent lifting, carrying and climbing a ladder; ability to navigate roofs at various heights for inspection of both residential and commercial structures; ability to crawl in tight spacesA valid driver's license is requiredPreferred Skills:Experience in handling complex or high-value claimsConstruction backgroundWater mitigation inspectionXactimate, XactContentsAdditional Details:Employees must successfully complete all required training, including applicable licensing exam(s) and background checks required of various state(s).State Farm recently implemented new pre-employment assessments. Candidates that have previously taken an assessment may be asked to participate in additional testing.Visit State Farm Careers for more information on our benefits, locations, and the hiring process

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PI254134893