Principal Consultant - Transaction Banking

Infosys Consulting - What We DoWe are a leader in advisory services for many of the world's best-known names in Financial Services. We combine innovative and human centric approaches with the latest technological breakthroughs to help large organizations drive a complex change agenda. We do this through our highly talented, industry-focused consultants, who bring deep domain expertise to senior business leaders across all our engagements. Our customized programs address key challenges and opportunities most impacting the C-suite.The Role - What You'll DoAs a Principal you will work on strategic programs tackling complex, industry-specific challenges, while further deepening knowledge in your area of specialization. You will independently deliver high quality solutions and actively build key client relationships.You will work with the top Fortune 500 Financial Institutions to envision new products, define domain blueprints and roadmaps, redefine experiences and processes, monetize data, modernize payments infrastructure, and drive innovation.You will have the opportunity to develop and leverage your industry experiences and relationships to bring innovative ideas and insightful perspectives to life and become established as a thought leader in the industry.Basic Qualifications:The ideal candidate will have a minimum of 7 years' experience in the Financial Services industry with a broad understanding of Transaction Banking businessThis is for business consulting unit in Infosys, we do the tip-of-the-spear work. It includes, strategy, enterprise architecture, products and services envisioning and target state architecture blueprinting as primary activity areas. Since infosys is IT services provider as well, the job requires people to take up roles as lead BA / Functional consultant/Functional Program Manager in technology delivery in transformation program based on the projects we win.The consultants will also have to take a bottom-line for firm building activities as well. The amount of effort varies based on job level. This includes, developing consulting collaterals, writing thought papers, and extensively take part in pre-sales effortsWe expect people to be problem solvers and analytical thinkers and bring out innovative solution idea besides all or many of the above experiencesGood experience of at least 1 to 3 cycles of implementing transaction banking solutions covering all or many of these Global cash and liquidity solutions, Virtual accounts, Target balancing and notional pooling, Accounts payables and receivables. Customer Treasury products (hedging forward contracts, structured products etc.,), Payment's solutions that support transaction banking or Ledgers for transaction banking productsAt least 1 to 3 full cycles of consulting or solution implementation experience in a commercial bank/SI/or a FintechMBA could be waived if they have post graduate qualificationPreferred Qualifications:Hands-on experience working on and delivering business/product transformation initiatives in bankingWorking knowledge of Design Thinking7+ years of experience either in management consulting or directly at Banks, Banking Product Vendors and Fintechs.Any industry certifications would be an advantageMBA or equivalent advanced degreeFor transaction banking payments, we expect people have decent knowledge of payments processing in electronic clearing covering WIRES, ACH and cross border. Knowledge of card networks and the processes would be important. Payments area is a techno-functional in nature and we expect consultants to appreciate architecture and should be at easy working with development /engineering teams.Candidates authorized to work for any employer in the United States without employer-based visa sponsorship are welcome to apply. Infosys is unable to provide immigration sponsorship for this role at this time.General InformationThis job description may not cover or contain a comprehensive listing of all activities, duties and responsibilities that are required of the employee.Along with competitive pay, as a full-time Infosys employee you are also eligible for the following benefits:Medical/Dental/Vision/Life InsuranceLong-term/Short-term DisabilityHealth and Dependent Care Reimbursement AccountsInsurance (Accident, Critical Illness , Hospital Indemnity, Legal)401(k) plan and contributions dependent on salary levelPaid holidays plus Paid Time OffAbout UsInfosys Consulting is the global management and technology consulting practice of Infosys, a global leader in technology services and consulting. We combine the power of time-tested methodologies, people-driven innovation and disruptive technology to enable leaders of the world's top brands pursue a path of smart transformation. Together with our clients, internal and external partners, we co-create and execute pragmatic strategies and solutions that transform organizations and define the future of business. Our dynamically growing consultancy offers our consultants:Ability to design and implement end-to-end solutions at scaleA flat organization structure with direct access to our senior-most leadersAn entrepreneurial environment full of bright, highly motivated consultantsOpportunities for motivated consultants to impact local communitiesThe ability to design your career and drive your professional learning and developmentA truly global cultureInfosys is a global leader in next-generation digital services and consulting. We enable clients in more than 50 countries to navigate their digital transformation. With over four decades of experience in managing the systems and workings of global enterprises, we expertly steer our clients through their digital journey. We do it by enabling the enterprise with an AI-powered core that helps prioritize the execution of change. We also empower the business with agile digital at scale to deliver unprecedented levels of performance and customer delight. Our always-on learning agenda drives their continuous improvement through building and transferring digital skills, expertise, and ideas from our innovation ecosystem.Infosys provides equal employment opportunities to applicants and employees without regard to race; color; sex; gender identity; sexual orientation; religious practices and observances; national origin; pregnancy, childbirth, or related medical conditions; status as a protected veteran or spouse/family member of a protected veteran; or disability.