Director of Lending

Position Overview:

Under the direction of the Chief Business Officer, the Director of Community Lending and Investment will play a key role in expanding access to capital for underserved communities, partnering with local stakeholders, and driving innovative lending solutions.

Responsibilities:

Lending Operations:

• Oversee all lending activities, including loan origination, underwriting, processing, and servicing.
• Ensure compliance with regulatory requirements and internal policies.
• Manage and grow a diverse loan portfolio, focusing on affordable housing, and community development.
• Oversee credit analysis, risk assessment, and decision-making processes for loan approvals.

Loan Product Development:

• Design and implement new loan products tailored to meet the needs of underserved communities and address emerging market trends.
• Collaborate with community partners and stakeholders to develop innovative financial solutions that support affordable housing, small businesses, and economic development.

CDFI Lending:

• Leverage CDFI funding and grants to drive impact-driven lending initiatives.
• Work closely with financial institutions, government agencies, and investors to secure additional capital for community investment programs.
• Stay informed of changes in CDFI regulations and ensure the organization remains in compliance.

Strategic Leadership:

• Develop and execute long-term strategies for growth and sustainability of NPHS’s lending programs.
• Provide leadership in the development of new investment partnerships, including public and private funding opportunities.
• Build and maintain strong relationships with community stakeholders, government agencies, financial institutions, and philanthropic organizations.
• Lead, mentor, and develop a high-performing lending and investment team.
• Promote a culture of accountability, collaboration, and continuous improvement within the department.

Data & Reporting:

• Monitor and report on key performance indicators, ensuring accurate and timely submission of reports to stakeholders.
• Analyze trends and performance data to identify opportunities for growth and risk mitigation.

Required Qualifications:

• Minimum of 7-10 years of experience in lending, specifically in underwriting, loan product development, portfolio management, and community investment.
• At least 3 years of experience in a leadership role within a financial institution, CDFI, or community development organization.
• Proven experience managing loan portfolios with a focus on community development and affordable housing.
• Demonstrated success in developing and implementing new loan products that meet the needs of underserved communities.

Education Requirements:

A creative person with a Bachelor’s degree from an accredited college or university in Public or Business Administration, Finance, Economics, Mathematics or a closely related field is required. Master’s degree or relevant certification (e.g., CDFI Certification) is preferred.

Work Schedule:

Forty hours; Monday – Friday 8:00 a.m. – 5:00 p.m. Evening and weekend work may be required to complete projects and attend meetings.

Compensation:

Annual base salary range: $80,000 - $95,000 commensurate with experience. NPHS offers comprehensive health benefits and an 8% employer retirement plan match to support our employees’ financial well-being and security.