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JP Morgan Chase & Co.

Real Management - Agency Lead Underwriter - Vice President

JP Morgan Chase & Co., Tampa, FL


Job Description

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Commercial Bank Risk - Agency Lead Underwriter - Vice President, you'll use your credit training and previous experience with Fannie Mae and Freddie Mac multifamily loans to assess the credit worthiness of customers, properties, and markets on new loan originations.

Job Responsibilities
  • Utilize advanced credit skills and knowledge of Fannie Mae and Freddie Mac Affordable and Conventional underwriting guidelines to independently author concise, thoughtful analysis of transactions using appropriate structure and identifying key risks
  • Work proactively with internal and external contacts to ensure efficient progression of new loan origination through the credit process
  • Analyze due diligence documents and third party reports and develop comprehensive understanding of collateral, cash flow, sponsor, and market risks
  • Conduct site visits in compliance with Fannie Mae and Freddie Mac standards
  • Lead complex transactions including credit facilities, portfolios, and Forward transactions
  • Train and mentor junior members of the Credit team
  • Contribute to platform infrastructure and processes through special projects

Required qualifications, skills and capabilities
  • BS or advanced degree with business focus
  • Minimum of five plus years experience in commercial real estate which might include credit or structuring experience
  • Significant CRE Multifamily knowledge
  • Strong verbal, written, and interpersonal skills
  • Strong analytical and problem solving skills
  • Advance proficiency in Microsoft Excel and Word.
  • Experience with Fannie Mae and Freddie Mac applications

Preferred qualifications, skills and capabilities
  • Completion of a major corporate or commercial bank credit training program
  • Experience in using CLOSER (Commercial Loan Origination Securitization Enterprise Reporting) system


About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, we offer discretionary incentive compensation which may be awarded in recognition of firm performance and individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

About the Team

Commercial Banking is focused on helping our clients succeed and making a positive difference in our communities. We provide credit and financing, treasury and payment services, international banking and real estate services to clients including corporations, municipalities, institutions, real estate investors and owners, and nonprofit organizations.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.