EverBank
Senior Credit Risk Associate
EverBank, Parsippany, New Jersey, us, 07054
Sr. Credit Risk Associate
The Sr. Credit Risk Associate job manages credit risk management projects and processes to ensure that an appropriate framework exists for the monitoring, reporting and analysis of credit risk. While applying advanced knowledge, strong technical aptitude and understanding of database concepts, this job prepares relevant credit risk publications for the business units, senior management, regulatory reporting, risk officers, management committees, the Board of Directors and other stakeholders. This job designs and develops standard reports and dashboards, and leads ad hoc analytical projects with the goal of supporting efforts to ensure sound credit risk management systems and processes.
Key Responsibilities and Duties
Evaluates credit risk of investment business activities to ensure that the activities are in compliance with related policies, procedures, limits, ratings, and guidelines.
Assists in the development of enterprise-wide consolidated credit risk reporting framework to ensure accuracy and integrity of data.
Supports the development and management of statistical models and logic rules engines to effectively monitor, measure, and manage credit risk.
Contributes to ad hoc requests including industry benchmarking, new product research, concentration analysis or development of insights relating to credit risk profiles and trends.
Ensures that reporting processes are well controlled and documented and performs variance analysis between risk information and financial data as needed.
Collaborates across the organization to ensure consistency in processes, assumptions, definitions and methodologies.
Develops process improvement action plans to resolve issues and optimizes processes to better manage, measure, and monitor credit risk.
Educational Requirements
University (Degree) Preferred
Work Experience
3+ Years Required; 5+ Years Preferred
Physical Requirements
Physical Requirements: Sedentary Work
Career Level
7IC
Experience in SBA or Municipal Finance credit underwriting/loan review desirable.
Posting end date: 11/29/24
#LI-Hybrid #LI-CM1
Job Seeker Notice
EverBank, N.A. ("EverBank") is a nationwide specialty bank providing high-value products and services to consumer and commercial clients nationwide. As a pioneer in online banking, we offer convenient digital access for clients 24/7, in addition to phone banking services and a network of financial centers.
EverBank's commitment is to deliver to our clients high-performing, high-yield solutions backed by exceptional service, always giving them the advantage they expect, to make the most of their money.
VEVRAA Federal Contractor
Member FDIC
Notice to Job Seekers (https://everbank.com/about/careers/notice-to-job-seekers)
Pay Range $101,150 - $136,850
EverBank, N.A. is an equal opportunity (EEO) employer, dedicated to maintaining a work environment free of bias, harassment, discrimination and retaliation. As an EEO employer, EverBank expressly prohibits discrimination, harassment and retaliation based on protected characteristics such as race, creed, ethnicity, color, age, religion, sex, sex stereotype, pregnancy, sexual orientation, gender, gender identity, gender expression, transgender status, marital status, national origin, ancestry, physical or mental disability, genetic history and information, or military or veteran status. Providing a safe, inclusive environment is a priority at EverBank and, consistent with that mission, EverBank considers all qualified applicants for employment regardless of protected status.
We will not discharge or in any other manner discriminate against associates or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another associate or applicant. However, associates who have access to the compensation information of other associates or applicants as a part of their essential job functions cannot disclose the pay of other associates or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by us, or (c) consistent with our legal duty to furnish information.
The Sr. Credit Risk Associate job manages credit risk management projects and processes to ensure that an appropriate framework exists for the monitoring, reporting and analysis of credit risk. While applying advanced knowledge, strong technical aptitude and understanding of database concepts, this job prepares relevant credit risk publications for the business units, senior management, regulatory reporting, risk officers, management committees, the Board of Directors and other stakeholders. This job designs and develops standard reports and dashboards, and leads ad hoc analytical projects with the goal of supporting efforts to ensure sound credit risk management systems and processes.
Key Responsibilities and Duties
Evaluates credit risk of investment business activities to ensure that the activities are in compliance with related policies, procedures, limits, ratings, and guidelines.
Assists in the development of enterprise-wide consolidated credit risk reporting framework to ensure accuracy and integrity of data.
Supports the development and management of statistical models and logic rules engines to effectively monitor, measure, and manage credit risk.
Contributes to ad hoc requests including industry benchmarking, new product research, concentration analysis or development of insights relating to credit risk profiles and trends.
Ensures that reporting processes are well controlled and documented and performs variance analysis between risk information and financial data as needed.
Collaborates across the organization to ensure consistency in processes, assumptions, definitions and methodologies.
Develops process improvement action plans to resolve issues and optimizes processes to better manage, measure, and monitor credit risk.
Educational Requirements
University (Degree) Preferred
Work Experience
3+ Years Required; 5+ Years Preferred
Physical Requirements
Physical Requirements: Sedentary Work
Career Level
7IC
Experience in SBA or Municipal Finance credit underwriting/loan review desirable.
Posting end date: 11/29/24
#LI-Hybrid #LI-CM1
Job Seeker Notice
EverBank, N.A. ("EverBank") is a nationwide specialty bank providing high-value products and services to consumer and commercial clients nationwide. As a pioneer in online banking, we offer convenient digital access for clients 24/7, in addition to phone banking services and a network of financial centers.
EverBank's commitment is to deliver to our clients high-performing, high-yield solutions backed by exceptional service, always giving them the advantage they expect, to make the most of their money.
VEVRAA Federal Contractor
Member FDIC
Notice to Job Seekers (https://everbank.com/about/careers/notice-to-job-seekers)
Pay Range $101,150 - $136,850
EverBank, N.A. is an equal opportunity (EEO) employer, dedicated to maintaining a work environment free of bias, harassment, discrimination and retaliation. As an EEO employer, EverBank expressly prohibits discrimination, harassment and retaliation based on protected characteristics such as race, creed, ethnicity, color, age, religion, sex, sex stereotype, pregnancy, sexual orientation, gender, gender identity, gender expression, transgender status, marital status, national origin, ancestry, physical or mental disability, genetic history and information, or military or veteran status. Providing a safe, inclusive environment is a priority at EverBank and, consistent with that mission, EverBank considers all qualified applicants for employment regardless of protected status.
We will not discharge or in any other manner discriminate against associates or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another associate or applicant. However, associates who have access to the compensation information of other associates or applicants as a part of their essential job functions cannot disclose the pay of other associates or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by us, or (c) consistent with our legal duty to furnish information.