Unavailable
Credit Analyst
Unavailable, Houston, Texas, United States, 77246
OverviewABOUT THE POSITION:
The Credit Analyst will review the creditworthiness of individuals or businesses to determine the risk involved in lending money or extending credit.
ABOUT THE COMPANY:
At Triple-S Steel we live and work by our core values. Since our inception over 50 years ago, we have followed three basic principles that are the foundation of our success:
Stability : All decisions made are measured in years, not quarters.
Flexibility : Employees are encouraged to seek creative steel solutions and services that help the company thrive.
Chemistry : We foster and nurture an entrepreneurial spirit throughout the Triple-S family. That spirit permeates our DNA.
From a small family retail operation in Houston, our business has expanded across the US and S. America to sell over 1 Million tons per year . We supply steel for bridges, stadiums, barges and large buildings but one thing will always remain the same: We treat our customers and employees like family.
WHAT WE OFFER:
Our company offers great benefits, from tuition reimbursement to training and development opportunities. We also offer medical, dental, vision, FSA, HSA, commuter, long-term disability and group life insurance programs. Come join our team!
Responsibilities
Maintain credit/collections records in ERP system
Validate and approve sales tax exemptions
Analyze credit and financial information
Assign credit limits within a set authority matrix
Maintain sound Credit policy while respecting Sales goals
Multiple reviews of daily orders and approvals
Communicate credit holds to Sales and Customers
Occasional customer visits
Heavy telephone and written communications
Enforce terms of sale and take collection action as needed
Deal with sensitive issues involving key accounts
Resolve disputes and deductions
Prepare documentation to perfect bond claims and lien rights
Make recommendations to credit manager
Prepare AR portfolio risk analysis report
Participate in credit industry group meetings
Efficiently manage multiple priorities and deadlines
QualificationsEducation and Experience:
BS/BA in Finance or Accounting
Minimum 5 years of commercial credit experience
Strong analytical skills
Knowledge of security and creditor rights
Strong communication & negotiating skills
Knowledge of construction lien law
Strong PC skills - word processing/spreadsheets
International Credit experience beneficial
Knowledge/Skills/Competencies:
Strong Proficiency in Microsoft Suite of products: Ex. Excel, Word, and Outlook
Excellent written and verbal communication
Ability to work with Senior Management to ensure financial directives are followed
Ability to multi-task, work under pressure, meet deadlines and thrive in a fast-paced work environment
A quick learner, deadline driven, with a can-do attitude are essential traits for our successful candidate.
The Credit Analyst will review the creditworthiness of individuals or businesses to determine the risk involved in lending money or extending credit.
ABOUT THE COMPANY:
At Triple-S Steel we live and work by our core values. Since our inception over 50 years ago, we have followed three basic principles that are the foundation of our success:
Stability : All decisions made are measured in years, not quarters.
Flexibility : Employees are encouraged to seek creative steel solutions and services that help the company thrive.
Chemistry : We foster and nurture an entrepreneurial spirit throughout the Triple-S family. That spirit permeates our DNA.
From a small family retail operation in Houston, our business has expanded across the US and S. America to sell over 1 Million tons per year . We supply steel for bridges, stadiums, barges and large buildings but one thing will always remain the same: We treat our customers and employees like family.
WHAT WE OFFER:
Our company offers great benefits, from tuition reimbursement to training and development opportunities. We also offer medical, dental, vision, FSA, HSA, commuter, long-term disability and group life insurance programs. Come join our team!
Responsibilities
Maintain credit/collections records in ERP system
Validate and approve sales tax exemptions
Analyze credit and financial information
Assign credit limits within a set authority matrix
Maintain sound Credit policy while respecting Sales goals
Multiple reviews of daily orders and approvals
Communicate credit holds to Sales and Customers
Occasional customer visits
Heavy telephone and written communications
Enforce terms of sale and take collection action as needed
Deal with sensitive issues involving key accounts
Resolve disputes and deductions
Prepare documentation to perfect bond claims and lien rights
Make recommendations to credit manager
Prepare AR portfolio risk analysis report
Participate in credit industry group meetings
Efficiently manage multiple priorities and deadlines
QualificationsEducation and Experience:
BS/BA in Finance or Accounting
Minimum 5 years of commercial credit experience
Strong analytical skills
Knowledge of security and creditor rights
Strong communication & negotiating skills
Knowledge of construction lien law
Strong PC skills - word processing/spreadsheets
International Credit experience beneficial
Knowledge/Skills/Competencies:
Strong Proficiency in Microsoft Suite of products: Ex. Excel, Word, and Outlook
Excellent written and verbal communication
Ability to work with Senior Management to ensure financial directives are followed
Ability to multi-task, work under pressure, meet deadlines and thrive in a fast-paced work environment
A quick learner, deadline driven, with a can-do attitude are essential traits for our successful candidate.