Senior Product Manager, SMB Payments

The CompanyPayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.Job Description Summary:As a Senior Product Manager in the SMB Payment Solutions team, you will work with a team of engineers, designers, UXR, and commercial managers to build products that help microbusinesses to get paid and grow their business through simple and innovative payment solutions. Specifically, you will be building some of the foundational constructs to power commerce use-cases. These will be core services and experiences that will be utilized across all payment experiences – e.g., customer lists, product catalog, orders, and sales channels.Meet our team:We create payment solutions to help small and medium businesses, especially microbusinesses who are either solopreneurs or businesses with less than 5 employees, to accept payments whenever and wherever they want. Our products include No Code payment links/buttons, Goods & Service payments with buyers/seller protection, Business Accounts, Unified payment experience, and Card payment acceptance.Your way to impactUnderstand customers, customer segments and the core jobs-to-be-done to build solutions that exceed customers' expectations and become an indispensable aide for them.

Utilize all means possible – internal data, stakeholder input, voice of the customer, market intelligence and independent research – to bring forth thoughtful and impactful solutions to market.

Partner with cross-functional teams - product managers, program managers, engineering, design, UXR, marketing, and commercial managers - and collaborate with them to do the right thing for the customers.

A passion to help build right payment solutions for microbusinesses who have the highest ambitions and are price sensitive.

Be nimble to adapt to changing business needs and team needs, yet stay focused on driving measurable impact.

Be grounded in data and have a balanced view based on intuition and observation.

Your day-to-dayResponsible for owning, executing and maintaining a product roadmap leading from discovery to delivery.

Define product requirements and lead successful execution of initiatives.

Drive and/or take part in sprint planning, pre-mortems, post-mortems, and bug triaging.

Partner with cross-functional teams at PayPal and external partners to design, build, launch new product capabilities or improve existing functionality.

Engage closely with engineering and architecture to help determine the best technical implementation/design while balancing time-to-market needs.

Use A/B Testing, analytics, market research, usability studies, and competitive analysis to drive decision making.

Summarize product execution updates as well as KPI updates to stakeholders to help with decision-making.

Work closely with commercial teams to align product goals with commercial outcomes.

Define and proactively monitor key performance metrics to support and make product decisions.

Partner with Customer Support teams in solving pain points for our users.

Partner with Legal, Privacy, and Compliance teams to ensure the products we deliver are within regulatory boundaries.

Define a product launch plan for your area, including identifying new opportunities as well as maintaining a rolling roadmap of projects or iterations.

What you need to bring5+ years of consumer web or mobile product management experience.

Experience in delivering successful large-scale mobile and web products.

Ability to use data and analytics dashboards to inform product hypotheses and decisions.

Experience developing and delivering direct-to-consumer products to market successfully.

Experience working with a full-stack engineering team, i.e., both front-end experience (mobile and web) as well as back-end services.

Experience in Payments and SMB is a plus.

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