North Shore Bank
VP, Commercial Lender
North Shore Bank, Brookfield, Wisconsin, United States, 53045
VP, Commercial Lender
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Job Location15700 W Bluemound Rd, Brookfield, Wisconsin
Tracking Code6244
Position TypeFull-Time/Regular
North Shore Bank is about helping families thrive, businesses grow and communities flourish. We are dedicated to championing our customers, empowering them to bank their best life, and supporting the community we all share. And it's our employees that make the difference. With offices located throughout eastern Wisconsin and northern Illinois, we offer a work culture that has been recognized as a Top Workplace twelve times by the Milwaukee Journal Sentinel.As a mutual company, North Shore Bank isn't publicly-owned, which means when we come to work every morning, our sole focus is on providing high-touch service to our customers and employees, and supporting our local communities. Are you looking for a company that places long-term growth ahead of short-term profits? Where you can put your customers first and think creatively to solve challenges? Where respect, integrity and being true to your word are valued and rewarded? This is the place.We are looking to add to our team!SUMMARY:
The VP, Commercial Lender is responsible for developing effective ongoing banking relationships with new and existing business customers. Utilizing their knowledge of lending practices, business acumen and financial analysis, the Commercial Lender develops and services a portfolio of business loan, deposit, treasury and payment service customers.ESSENTIAL DUTIES AND RESPONSIBILITIES
North Shore Bank's Position Descriptions are intended to describe only the major functions of the job. You may be expected to perform other duties specified by your manager. Everyone is expected to contribute whatever efforts necessary to operate efficiently and effectively to insure the success of the Bank.Achieves successful loan production, deposit, treasury, and payment services objectives through prospecting, developing client relationships, and maintaining adequate loan outstanding's. Annual individual loan production goal minimum of $6-$8 million in commercial loans (excludes investment commercial real estate as this is not part of this portfolio).Develops a prospect calling program and an effective referral network.Pursues business referrals from all sources within the mid to high end level of business banking and lower middle market level (i.e., typically clients with revenues between $5 - $35M).Develops and maintains appropriate long-term relationships with loan and deposit customers.Actively participates in professional and civic groups in our communities in order to network with appropriate businesses and referral sources.Performs initial assessments of loan requests and advises customers regarding credit criteria; gathers pertinent customer information and performs business analysis required to structure, underwrite, and document loan requests.Monitors and take necessary actions on delinquent customer accounts to resolve payment issues, including loan renewals to avoid delinquencies.Entertains major customers from market area on a regular basis.Attends and contributes to weekly business banking sales and credit meetings.Closes loans according to Bank's policies and procedures.Contributes input to market issues and bank strategy as it relates to overall business banking.SUPERVISORY RESPONSIBILITIES:
May manage a small team of business bankers to ensure they are achieving goals for loan production, deposit, treasury, and payment service customer objectives. Mentors and develops team on credit disciplines and managing a sound credit portfolio.QUALIFICATIONS:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.EDUCATION and/or EXPERIENCE : A high school diploma or its equivalent is required. A bachelor's degree is preferred. Requires at least 8-10 years of experience in mid- to high-end level of business banking and lower-middle market level with demonstrated effective credit and underwriting skills.OTHER SKILLS AND ABILITIES:
Exceptional interpersonal communication and sales skills are necessary; ability to analyze financial statements is required. Competency in Microsoft Office Products is a must.PHYSICAL DEMANDS:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.While performing the duties of this job, the employee is frequently required to stand; walk; sit; to perform responsibilities of the job; reach with hands and arms; and talk or hear. The employee regularly uses personal automobile for visiting customers. The employee must occasionally lift and/or move up to 25 pounds.WORK ENVIRONMENT:
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.The noise level in the work environment is usually moderate.
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Job Location15700 W Bluemound Rd, Brookfield, Wisconsin
Tracking Code6244
Position TypeFull-Time/Regular
North Shore Bank is about helping families thrive, businesses grow and communities flourish. We are dedicated to championing our customers, empowering them to bank their best life, and supporting the community we all share. And it's our employees that make the difference. With offices located throughout eastern Wisconsin and northern Illinois, we offer a work culture that has been recognized as a Top Workplace twelve times by the Milwaukee Journal Sentinel.As a mutual company, North Shore Bank isn't publicly-owned, which means when we come to work every morning, our sole focus is on providing high-touch service to our customers and employees, and supporting our local communities. Are you looking for a company that places long-term growth ahead of short-term profits? Where you can put your customers first and think creatively to solve challenges? Where respect, integrity and being true to your word are valued and rewarded? This is the place.We are looking to add to our team!SUMMARY:
The VP, Commercial Lender is responsible for developing effective ongoing banking relationships with new and existing business customers. Utilizing their knowledge of lending practices, business acumen and financial analysis, the Commercial Lender develops and services a portfolio of business loan, deposit, treasury and payment service customers.ESSENTIAL DUTIES AND RESPONSIBILITIES
North Shore Bank's Position Descriptions are intended to describe only the major functions of the job. You may be expected to perform other duties specified by your manager. Everyone is expected to contribute whatever efforts necessary to operate efficiently and effectively to insure the success of the Bank.Achieves successful loan production, deposit, treasury, and payment services objectives through prospecting, developing client relationships, and maintaining adequate loan outstanding's. Annual individual loan production goal minimum of $6-$8 million in commercial loans (excludes investment commercial real estate as this is not part of this portfolio).Develops a prospect calling program and an effective referral network.Pursues business referrals from all sources within the mid to high end level of business banking and lower middle market level (i.e., typically clients with revenues between $5 - $35M).Develops and maintains appropriate long-term relationships with loan and deposit customers.Actively participates in professional and civic groups in our communities in order to network with appropriate businesses and referral sources.Performs initial assessments of loan requests and advises customers regarding credit criteria; gathers pertinent customer information and performs business analysis required to structure, underwrite, and document loan requests.Monitors and take necessary actions on delinquent customer accounts to resolve payment issues, including loan renewals to avoid delinquencies.Entertains major customers from market area on a regular basis.Attends and contributes to weekly business banking sales and credit meetings.Closes loans according to Bank's policies and procedures.Contributes input to market issues and bank strategy as it relates to overall business banking.SUPERVISORY RESPONSIBILITIES:
May manage a small team of business bankers to ensure they are achieving goals for loan production, deposit, treasury, and payment service customer objectives. Mentors and develops team on credit disciplines and managing a sound credit portfolio.QUALIFICATIONS:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.EDUCATION and/or EXPERIENCE : A high school diploma or its equivalent is required. A bachelor's degree is preferred. Requires at least 8-10 years of experience in mid- to high-end level of business banking and lower-middle market level with demonstrated effective credit and underwriting skills.OTHER SKILLS AND ABILITIES:
Exceptional interpersonal communication and sales skills are necessary; ability to analyze financial statements is required. Competency in Microsoft Office Products is a must.PHYSICAL DEMANDS:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.While performing the duties of this job, the employee is frequently required to stand; walk; sit; to perform responsibilities of the job; reach with hands and arms; and talk or hear. The employee regularly uses personal automobile for visiting customers. The employee must occasionally lift and/or move up to 25 pounds.WORK ENVIRONMENT:
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.The noise level in the work environment is usually moderate.