Small Business Relationship Manager

Northfield Bank is a full service bank with 39 branch locations throughout New Jersey; and Staten Island and Brooklyn, New York. With a history dating back to 1887, our growth continues through expansion of our presence in local communities and in our Product and Service offerings. Over 300 employees with diverse backgrounds and cultures have come together to make Northfield Bank what it is today. The Bank believes in providing all employees with the opportunity to reach their career potential and encourages advancement within the organization. For more information, please visit www.eNorthfield.com Job Title: Small Business Relationship Manager Job Location: Staten Island, NY Job Status: Full Time General Description: Responsible for expanding the Bank's C & I loan portfolio in the New York Market. Responsible for working with the Branches and Business Development Officers on commercial loan requests from $250,000 to $750,000. Responsible for prospecting for new business relationships and cross selling Bank products. Essential Functions: Manage all lending activities including soliciting, pre-screening, underwriting, negotiation, and presentation of loan requests. Includes complex loans and loans requiring significant lending authority. Train Branches and Business Development Officers on how to identify good commercial loan opportunities and assist in submitting a loan package for approval. Determine loan feasibility by analyzing the financial condition, operating performance, and repayment ability of borrowers utilizing financial statements, collateral documentation, borrower interviews, and industry and economic data Approve loans within established approval matrix Develop and maintain lending and operating policies consistent with those established by the Bank Actively manage client portfolio to maximize return and credit quality by continually monitoring asset and client performance and maintain ongoing contact with lending clients Analyze customer financial product needs and provide appropriate banking solutions through cross-selling cash management and other Bank products to loan clients. Maintain knowledge of all Bank products and services. Keep abreast of regulations and legislation, as well as, other political and policy making events that directly affect the Bank Create and sustain relationships with local centers of influence, such as brokers, owners, CPA's, real estate attorneys and customers for the purpose of referrals. Build and maintain relationships with the community and civic groups and represent the Bank at related events. Travel to business owner properties/locations for meetingswith Branches and/or Business Development Officers or on their own. Performs walk-through inspections of commercial buildings and construction areas Interpret technical data and reports based on environmental and appraisal information while assessing properties Re-evaluate past commercial and building loans in terms of cash flow Protect the bank's assets and maintain quality of portfolio by adhering to lending processes, policies, and procedures, legal and ethics requirements and regulations, audit requirements, and established risk guidelines. Compliance with all relevant Bank policies and procedures OTHER: Must maintain a valid driver's license. Use of personal vehicle may be necessary to conduct business. Core Competencies: Banking Product Knowledge - Understands the products and services available through the retail branch bank. Knows product features, understands marketplace, shares expertise with others. Regulatory Knowledge - Understands the applicable federal, state, local and company-specific regulations, policies and guidelines affecting business practices Productivity - Generates high levels of output. Consistently meets workload demands. Consistently meets deadlines. Efficient at multi-tasking and demonstrates organization skills. Strives for results and efficiency. Analytical Skills - Ability to take large volumes of data and then analyze trends and produce a result. Ability to breakdown complex problems into simpler, more manageable components. Ability to gather all information necessary to solve a problem, recognize underlying issues based on data and trends, and organize all relevant information to provide insight and ideas on how to draw appropriate conclusions that will help the solve problem. Accuracy/Attention to Details - Ensures that work is complete and without error. Verifies information. Accomplishes tasks by considering all areas involved, no matter how small. Shows concern for all aspects of the job. Accurately checks processes and tasks. Being watchful over a period of time. Interpersonal Skills - Demonstrates behavior in alignment our Code of Conduct. Possesses a positive attitude and enthusiasm towards customer interactions, job duties and work performance. Is approachable, warm, friendly and open-minded. Is capable of adjusting communication style to effectively interact with both internal and external client. Salary Pay Range: $90K - 120K (This range is for informational purposes only. Offer of employment will be made based on level of experience and skill qualifications within this range) Northfield Bank is an Equal Employment Opportunity Employer Minorities/Females/Protected Veterans/Individual with Disabilities/Sexual Orientation/Gender Identity