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America's Car-Mart

Capital Markets Sr. Director

America's Car-Mart, Rogers, Arkansas, United States, 72758


Position Overview:

We are seeking an experienced Capital Markets Manager to oversee our company's liquidity structure, cash positioning, and capital relationships. This role is integral in managing cash flow, investment decisions, and debt compliance, working closely with internal and external stakeholders to ensure sound capital structuring and funding. If you have a strong background in financial asset management, capital markets transactions, and interdepartmental collaboration, this opportunity offers a dynamic and strategic environment to further your career.

Key Responsibilities:

Capital Markets Transactions:

Lead and monitor asset-backed securitization (ABS) transactions and serve as liaison with investment banks, legal counsel, trustees, and rating agencies. Negotiate and manage disclosure and securitization-related documents.

Capital and Debt Structure:

Manage our organizational capital structure, support policy recommendations, and oversee debt issuance documentation. Analyze capital market transactions to improve profitability and risk profile.

Bank and Financial Relationships:

Act as a key contact for financial institutions regarding treasury matters, managing relationships with banks and investment advisors to optimize our capital and liquidity needs.

Analytical Reporting:

Provide analytical support and variance reporting for working capital metrics. Support quarterly and annual financial reporting requirements in collaboration with the accounting team.

Strategic Initiatives:

Lead treasury projects to optimize efficiencies and implement technology solutions that enhance treasury operations.

Debt Covenant Management:

Monitor and manage debt covenants, conducting stress testing to identify trends and taking proactive action.

Financial Risk Management:

Identify financial risks and execute hedging strategies to manage currency and interest rate exposures. Develop risk tolerance limits and strategies for Finance Committee approval.

Cross-functional Collaboration:

Work closely with other departments, such as Tax and Legal, on cash positioning and capital structuring matters, ensuring accurate cash forecasting.

Essential Skills & Qualifications:

Proven experience in managing capital markets transactions, debt compliance, and financial asset management.

Strong understanding of cash forecasting, treasury efficiency solutions, and regulatory compliance.

Ability to collaborate effectively across multiple departments, with a keen focus on risk mitigation and strategic planning.

Bachelor’s degree in economics, finance, or a related field (MBA preferred) or four to ten years related experience and/or training; or equivalent combination of education and experience. Experience in treasury, corporate finance or a related role. Strong understanding of financial markets and risk management. Ability to work effectively with senior management and external partners.

Experience Required:

5 year(s): Demonstrated experience in managing liquidity structure, cash positioning, reporting and forecasting. Managing capital and bank relationships.

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