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Seamless Talent

Vice President, CRA Compliance Director

Seamless Talent, New York, New York, us, 10261


Commercial Bank in New York City is seeking a Vice President, CRA Compliance Director to manage the Bank’s Community Reinvestment Program ensuring compliance with all federal and state laws and regulations.

CRA Compliance Responsibilities:

Support the Bank’s Compliance Department in day-to-day management of the CRA program, including assisting in development of the Bank’s Community Reinvestment Program.

Collect all CRA data, including working with Bank’s Management regarding CRA qualified investments, HMDA loan data, CRA qualified community support donations, and employee hours donated.

Assist in updating and developing the Bank’s CRA compliance policies, procedures, and processes.

Document, coordinate, and review lending, investment, and service activity related to the CRA Act.

Serve as the Bank’s principal liaison with external CRA compliance auditors, examiners, and regulators.

Maintain relevant CRA reports and files, including the public CRA file.

Analyze, prepare, and monitor the Bank’s statistics to determine adequate loan penetration of low and moderate income households and small businesses.

Work with various departments to develop lending, investment, and service programs for low and moderate income households.

Develop a risk-based action plan framework around CRA, Fair Lending, HMDA, FHA, and other applicable regulations.

Monitor the Bank’s CRA performance and suggest program modifications and improvements.

Represent the Bank in appropriate forums for lending opportunities and community outreach.

Manage the Bank’s CRA database for collection of volunteer hours and donations.

Assist in developing sound loan programs for the credit and housing needs of the Bank’s communities.

Involve in the development of new products to ensure the Bank’s services meet community needs.

Handle complaints impacting the Bank’s CRA performance and issue responses.

Function as the key educational resource for all departments on affordable products and outreach.

Work with Learning and Development to develop formal bank-wide CRA training.

Create and develop a library of CRA resources and provide information to staff.

Adhere to all Company Policies & Procedures and Safety Regulations.

Comply with local, state, and federal laws and company regulations.

Attend training and maintain knowledge of procedures for compliance with financial institution regulations.

CRA Compliance Requirements:

Minimum of six years’ experience in community reinvestment and/or equivalent experience.

Bachelor’s degree.

Experience and knowledge of the CRA and related regulations.

Knowledge of operating areas, functions, products, and services as they relate to commercial banks.

High degree of professionalism in communication, attitude, and teamwork.

High level of quality work, attendance, and appearance.

Knowledge of loan compliance practices and procedures.

Experience in internal audit practices and perspectives.

Knowledge of risk and controls.

Ability to conduct thorough research and provide workable recommendations.

Salary $120,000-$150,000.

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