Logo
Creative Financial Staffing

Collections Specialist: MI

Creative Financial Staffing, Lansing, Michigan, United States,


A Collections Specialist is responsible for managing and recovering overdue accounts. They typically work in a finance or customer service role, helping companies ensure that outstanding balances are paid in a timely manner. Heres a typical job description for a Collections Specialist:

Job Title: Collections Specialist

Summary:

The Collections Specialist is responsible for overseeing the accounts receivable process, managing overdue payments, and ensuring collections are made efficiently. This position involves communicating with customers to resolve billing issues, negotiating payment plans, and maintaining accurate records of collection activities.

Key Responsibilities:

Monitor Accounts: Review and manage overdue accounts, identifying those requiring collection efforts.

Customer Contact: Reach out to clients via phone, email, or mail to inform them of outstanding balances and negotiate payment plans.

Payment Processing: Facilitate payments by processing credit card transactions, arranging payment schedules, and providing necessary documentation.

Resolve Discrepancies: Investigate and resolve billing issues or disputes that may delay payment, working closely with the billing and accounting departments.

Maintain Records: Keep detailed and accurate records of all communications, payment plans, and follow-up activities.

Reporting: Prepare and submit regular reports on the status of accounts, collection efforts, and outstanding balances to management.

Compliance: Ensure that all collection efforts comply with company policies and relevant regulations (e.g., FDCPA in the U.S.).

Customer Service: Provide excellent customer service by handling sensitive situations with professionalism and tact.

Legal Actions: Collaborate with legal departments when necessary to initiate legal proceedings for debt recovery.

Qualifications:

Education: A high school diploma or equivalent; a degree in accounting, finance, or a related field is often preferred.

Experience: Prior experience in collections, accounts receivable, or customer service is typically required.

Skills:

Strong communication and negotiation skills

Proficiency in accounting software and Microsoft Office Suite

High attention to detail and organizational skills

Ability to handle difficult conversations professionally

Knowledge of collections laws and regulations

Preferred Qualifications:

Familiarity with industry-specific accounting software

Experience working in a similar industry (e.g., banking, healthcare, retail)

Bilingual abilities (depending on customer base)

Work Environment:

Primarily an office setting with phone and email communication

Some travel may be required for in-person meetings or court appearances

Key Competencies:

Problem-solving abilities

Persistence and determination

Adaptability in a fast-paced environment

Ability to work independently and meet deadlines

This description can be tailored based on specific industry needs or company expectations.

ZRCFS

LI-KB1#INNOV2024