Assistant Chief Credit Officer

FIRST WESTERN BANK & TRUST HAS A FULL TIME OPENING FOR AN ON-SITE, ASSISTANT CHIEF CREDIT OFFICER. Assistant Chief Credit Officer Benefits Include: Paid Vacation, Sick Leave and Holidays Health Insurance Dental Insurance Vision Insurance 401k with matching contributions Volunteer Paid Time Off Banking Benefits And more! Assistant Chief Credit Officer Position Overview: Work with the Chief Credit Officer to ensure safety and soundness of First Western Bank & Trust s lending activities; responsible for identifying and understanding developing trends and analyzing performance to develop an assessment of credit risks. Assistant Chief Credit Officer Essential Job Functions, Duties & Responsibilities: Assist in ensuring safe and sound lending practices through ongoing monitoring of the loan portfolio and observance of financial industry, economy, market conditions, rates, vendors, and competition that may impact credit quality Work closely with senior management and lenders to identify and mitigate risks in loan portfolios Assist in structuring commercial, ag and consumer loan transactions Assist in evaluating and then approving or declining policy exceptions Participate as a non-voting member of various credit risk oversight committees of the Bank Assist with updating credit policies and procedures Examine files periodically for assurance of credit and collateral documentation, regulatory compliance, and loan policy conformance Assist in monitoring portfolio reports to ensure the correction of credit documentation deficiencies and adherence to sound documentation procedures, prompt identification and workout of problem loans, and the execution of corrective action to eliminate examination criticisms Assign appropriate risk ratings, as needed, in conjunction with loan loss reserve analysis Supervise a portion of the Credit Analysts to include performance reviews and career coaching