Main Street Bank
VP, Commercial Loan Officer
Main Street Bank, Marlborough, Massachusetts, us, 01752
SUMMARY: Under the direction of the SVP Commercial Lending Team Leader, the Commercial Loan Officer II will be responsible for achieving the desired commercial loan origination goals and deposit growth objectives as defined in the Banks Business Plan. With a primary focus on acquiring new C&I relationships for the bank. Responsibilities may include the effective management of an existing portfolio of commercial loans/clients providing superior service, resulting in additional borrowings and referrals. Effectively working with key representatives from all areas of the company to send and accept referrals through joint Business Calls and Networking. Create and maintain close relationships with all parties involved in commercial transactions and help facilitate sales through the thoughtful structuring of loan products to best meet customer needs while not losing sight of credit quality and profitability. Participates in executing the departments goals to meet the banks overall strategic plan and create a competitive position within the financial services industry. After successful completion of training and proven abilities, this position is eligible for a hybrid work arrangement with an agreed upon number of days week/month on site. SKILLS REQUIRED: Bachelors degree in Business Administration/ Accounting/Finance; MBA preferred, or equivalent work experience. Typically, 3-5 years Commercial Lending or related experience with a primary focus on C and I lending, SBA, and Owner Occupied CRE. Knowledge of Commercial Loan structure and commercial credit standards required - Formal Credit training is desirable. Solid background in financial institution operating policies and procedures, banking regulations (state and federal). Salesforce and Sageworks (Abrigo) loan processing software preferred Effective use of sales techniques with a proven track record of meeting targets and closing sales A broad professional level of knowledge and expertise in business banking and relationship management. Perform credit analysis and make sound conclusions based on lending policies and financial statement analysis mastery. Proficient in Microsoft 365 Suite products including, but not limited to Excel, Word, Outlook, Teams, and Sharepoint. Understanding and application of and ability to operate standard office equipment. Means and mode to travel to any of Main Street Banks locations, customer locations, networking and Marketing events as needed on a regular basis. To read a full job description, click on the apply now or more information button. Main Street Bank is an Equal Opportunity Employer. Individuals with disabilities and veterans are encouraged to apply. Main Street Bank is committed to working with and providing reasonable accommodation to individuals with disabilities. If you need special assistance or an accommodation while seeking employment, please call: 508-460-4117 or send an email to Human.Resources@bankmainstreet.com. We will make a determination on your request for reasonable accommodation on a case-by-case basis.