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First Business Bank

Credit Analyst

First Business Bank, Brookfield, Wisconsin, United States, 53045


Description

Position at First Business Bank

Join us today as a Credit Analyst! First Business Bank is aTop Workplaces USA company, learn more here.

At the heart of First Business Bank, we believe success comes down to putting people first. Our people are our priority - they embody ambition, experience, and client focus. The result is extremely engaged employees who provide unmatched client satisfaction. With comprehensive total rewards to support our team members, a commitment to valuing each other's differences, and a focus on improving our communities, we are confident you'll find the experience is your advantage. We're delighted you're considering joining us! This position can be based out of our Madison or Brookfield, WI location. OVERVIEW The Credit Analyst is responsible for analyzing financial data on new and existing clients, monitoring loan covenants and preparing loan committee presentations while striving to help maintain the overall soundness of the loan portfolio. Specifically, as a Credit Analyst you will: Be responsible for analyzing financial data on new and existing clients, while striving to help maintain the overall soundness of the loan portfolio. Analyze and review appraisals received Spread and analyze financial information to determine the credit worthiness of the bank's existing and prospective clients. Be responsible for monitoring loan covenants, which includes running scorecards and reviewing loan agreements. Prepare loan committee presentations to include: bank exposure, cash flow analysis, collateral analysis, background summary, and overall financial summary. Develop a working knowledge on all aspects of loan policy and the ability to communicate its interpretation and rationale to other bank personnel. Work closely with the commercial lending team, including our credit analysts, commercial lenders, chief credit officer and other members of senior management. The successful candidate should have: Completed Bachelor degree in Finance, Real Estate, Accounting, Economics, or other Business related field 1-3 years of commercial credit analyst experience required Strong knowledge of technology, business computer applications, and ability to pick up on new systems quickly Strong personal drive and initiative, demonstrated work ethic, and ability to work as a team Ability to work independently and use independent judgment with minimal supervision Ability to handle pressure of meeting deadlines First Business Financial Services, Inc. is committed to providing equal employment opportunity to all applicants and employees regardless of their race, creed, color, religion, gender, age, national origin, disability, military service, protected veteran status, genetic information, sexual orientation, gender identity, transgender status, or any other characteristic protected by federal, state or local law. We are strongly committed to this policy and believe in the concept and spirit of the law.