Analyst, Credit Senior
CHS Inc, Inver Grove Heights, MN, United States
CHS Inc. is a leading global agribusiness owned by farmers, ranchers and cooperatives across the United States that provides grain, food and energy resources to businesses and consumers around the world. We serve agriculture customers and consumers across the United States and around the world. Most of our 10,000 employees are in the United States, but today we have employees in 19 countries. At CHS, we are creating connections to empower agriculture.
Summary
CHS has an exciting opportunity in our Enterprise Credit Team. We are looking for a Sr. Credit Analyst to work within our Special Assets group primarily focused on our retail business and CHS Capital, our financial services provider. You must have excellent organizational skills with the ability to effectively manage multiple priorities to ensure customer needs are met. You will need to be adaptable, detail oriented, dependable, a team player, a self-starter, and have excellent communication skills, both verbal and written.
Responsibilities
- Assist with financial analysis of accounts within the portfolio, including the assessment of financial risk and credit worthiness, identifying key risk elements and security requirements, assigning risk ratings and recommending actions to reduce risk to CHS
- Interact with customers, loan officers, and business partners to gather operational and financial information in order to complete analysis
- Ensure compliance with credit policy and established guidelines
- Report on credit risks and market conditions impacting the portfolio of accounts
- Help drive continued improvements to streamline processes
Minimum Qualifications (required)
- High School diploma or GED
- 4+ years of experience in Finance, Accounting and/or Credit
Additional Qualifications
- Bachelor's degree preferred in Finance, Accounting, Statistics, Economics, Business, Business Administration, or related field
- Agriculture background
- Understanding of UCC liens and/or Ag liens
- Proficiency in Microsoft Office including Excel, Word, PowerPoint, Outlook
- Pre-employment screening is based on the job requirements and industry guidelines and may or may not be required for the position. If required, selected candidates must pass pre-employment screenings to include all or a combination of drug, criminal, motor vehicle check, physical requirements and FMSCA Clearinghouse.
CHS offers a competitive total rewards package. Compensation includes base wage and, depending upon position, may include other earnings such as bonus, incentives and commissions. Actual pay offered will vary based on multiple factors which may include, without limitation, experience, education, training, specialized skills and certifications.
Benefits include medical, dental, vision, wellness programs, life insurance, health and dependent care spending accounts, paid time off, 401(k), pension, profit sharing, short- and long-term disability, tuition reimbursement and adoption assistance, subject to the eligibility requirements for each benefit plan.
CHS is an Equal Opportunity Employer/Veterans/Disability.
Please note that any communication from a CHS recruiter would be sent using a chsinc.com email address. In addition, a CHS recruiter will not ask for confidential information over the phone or in an email, or request money from a candidate involved in an offer process. If you have questions regarding an employment opportunity, please reach out to chscareers@chsinc.com; to verify that the communication is from CHS.