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Chubb

Claim Examiner

Chubb, Jersey City, NJ, United States


JOB DESCRIPTION

When you think of a job handling insurance claims, you may think about storm damage or auto accidents. Or maybe a large stack of paper?

A career in Employment Practices Liability exposes you to emerging issues in the workplace that have been and remain at the center of national and global media. Issues such as the Me Too movement, Racial Injustice and COVID.

In this paperless environment, you will use your analytical skills to resolve workplace claims.

We will teach you about Employment Law, contracts and claims. You will use your influence skills and knowledge to partner with defense counsel and our insureds in resolving discrimination, harassment and other workplace related claims.

The work is interesting. The environment is collaborative.

Our Claims Professionals in Employment Practices Liability enjoy the work they do and working with their peers that come from a variety of backgrounds (including Law Enforcement, Human Resources, other disciplines in Claims and Legal, to name a few) and bring different perspectives into the team.
  • Contribute to a collaborative environment by raising new ideas, demonstrating teamwork, high motivation, positive behavior and effort to achieve goals and objectives.
  • Complete accurate and timely coverage, liability and damage investigations and evaluations.
  • Establish, document and execute appropriate strategies to bring early and cost-effective resolution to assigned claims.
  • Represent the company at meetings with management and business partners, as well as virtual and in person mediations.
  • Effectively utilize technology systems and tools to track and manage caseload in most efficient and effective manner.
  • Build and maintain productive relationships with internal and external customers, including clients, underwriters and agents/brokers.
  • Consistently demonstrate sound claim handling practices by achieving compliance in areas including investigation, coverage, loss assessment, and case management
  • College Degree. JD is preferred, but not required.
  • A minimum of 2 years work experience, handling claims of a comparable complexity or working in a legal position.
  • Excellent verbal and written communication skills.
  • A personal commitment to superior performance that adds value to our company.
  • Strong interpersonal skills with the ability to interact and build relationships with all levels of internal and external contacts.
  • An aptitude to evaluating, analyzing, and interpreting technical information.
  • Sound decision making skills.
  • Proven ability to work independently as well as part of a team.
  • Must demonstrate a high level of initiative and leadership skills.
  • Excellent time management, problem solving, and organizational skills are required.
  • An ability to adapt to new ideas and situations.
  • A willingness to use creative thinking to overcome obstacles and an ability to develop creative approaches to solving customer problems.
Additional Requirements:

Training: Chubb managers, claim examiners and defense counsel provide a combination of classroom and on-the-job training to ensure our Claim Examiners are prepared to assume full claim handling responsibilities. The training will involve a wide range of knowledge and skill development, including:
  • Cultivating relationships with internal clients (e.g. underwriters)
  • Developing the ability to analyze initial claim reports
  • Developing an understanding of the legal system
  • Understanding how to effectively investigate and document coverage, liability and damages
  • Understanding Chubb's products to appropriately determine coverage
  • Learning to interpret and apply insurance contracts
  • Learning how to negotiate settlements
  • Ability to handle demanding caseload of claims pertaining to Employment Practices Liability and provide business support.
  • College degree; Law degree preferred.
  • Approximately 1-2 years work in claims and/or legal experience or related field.
  • Ability to work independently and assimilate learning materials on many different subjects from various sources.
  • Excellent interpersonal communications.
  • Ability to deal with customers in a professional manner.
  • Ability to self-motivate and self-start.
  • If you do not already have one, you will be required to obtain an applicable resident or designated home state adjusters license and possibly additional state Property & Casualty Adjusters licensure. Failure to obtain required licensure within first 90 days of employment is grounds for termination. Chubb will pay for course work and licenses and provide you with time to study for exam(s).
The pay range for the role is $86,000 to $108,300. The specific offer will depend on an applicant's skills and other factors. This role may also be eligible to participate in a discretionary annual incentive program. Chubb offers a comprehensive benefits package, more details on which can be found on our careers website. The disclosed pay range estimate may be adjusted for the applicable geographic differential for the location in which the position is filled.

ABOUT US

Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.

At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.