Sr. Appeals Specialist

Our organization is looking for dynamic individuals who love to learn, thrive on innovation, and are open to exploring new ways to achieve our goals. If this describes you, we want to speak with you. You can help us achieve our vision to lead nationally in innovating equitable whole-person health.

The Sr. Appeals Specialist investigates appeals and grievances in accordance with established policies and regulations. The Appeals Specialist is also responsible for the preparation of case files for both clinical and/or administrative review.

Responsibilities:

• Investigates Clinical appeal requests and reviews the applicable medical policy/guidelines, member handbook, benefits, claims, pre-authorizations, and the corresponding medical records to identify the basis of the original decision and establish an understanding of the appeal/dispute.

• Makes outreach calls to Members, Providers, and/or Member representatives to acknowledge receipt of the appeal request. Requests medical records necessary for the appeal review.

• Prepares all case documentation (medical policy/guidelines, member handbook, Claims/Auth info, and medical records) and packages to submit for decision. Documents entire investigation in the Appeals Management System.

• Utilizes multiple Independent Review Organization (IRO) portals for submission of clinical appeals requiring matched-specialty review. Coordinates with IROs on time-sensitive cases, and availability of particular specialties. Review the IRO recommendation upon completion, and communicate back to the IRO with any questions or clarification needed.

• Creates appeal determination letters with a detailed description of the nature of the appeal, medical policy and benefits, the clinical rationale for the decision, and options moving forward. Additional correspondence may also be sent throughout the Appeals process. (automated letter process based on data entered in the Appeals System)

• Initiates effectuation (adjustment) requests for overturned appeals and follows through until completion.

• Regular contact with internal Medical Directors regarding appeal decisions, sign-offs, and input on complex clinical cases.

• Regular contact with external vendors including Future Scripts, Magellan, AIM, etc. to obtain additional information, records, policy, and correspondence from the initial determination. Coordinates effectuation process with a vendor for overturned appeals.

• Responsible for complying with timeliness and quality standards regulated by State & Federal entities, including the Pennsylvania Insurance Department (PID) and NJ Department of Banking and Insurance (DOBI). Additionally, adhere to policies and procedures set forth by the company, including contractual agreements with participating Providers.

• Identifies trending appeal issues and initiates discussions across the Team and/or to Management for review and analysis. Provides input on possible process improvements.

• In addition to processing Clinical cases, Senior Appeals Specialists may handle administrative Complaints, regarding payment and benefits appeals; reviewing benefits, claims, and coverage to verify the initial denial was correct. Educates member/member advocate on the coverage and benefit information and administers the appeal determination. Creates and sends a decision letter to the appellant.

• Provides support to Triage and Appeals Specialists with questions on complex cases that potentially require medical review.

• Performs quality checks/reviews.

• Performs other duties as assigned

Qualifications

High School Diploma: An undergraduate degree is preferred.

Experience

A minimum of 2 years working in the appeals department with demonstrated proficiency in attention to detail, accuracy in appeal cases, and motivation to learn more

Knowledge, Skills, Abilities

• Has a good understanding of corporate medical policy and procedures, possesses a thorough understanding of HMO and PPO benefit structures, and demonstrated proficiency in Micro Soft office products, database, spreadsheet software, precertification, and claims systems.

• Excellent interpersonal skills to interact with internal and external customers.

• Self-motivated, highly organized, detail-oriented, member advocate

• Possesses excellent written and communication skills.

• Ability to work through complex issues.

Hybrid:

Independence has implemented a "Hybrid" model which consists of Associates working in the office 3 days a week (Tuesday, Wednesday & Thursday) and remotely 2 days a week (Monday & Friday). This role is designated as a role that fits into the "Hybrid" model. While associates may work remotely on our designated remote days, the work must be performed in the Tri-State Area of Delaware, New Jersey, or Pennsylvania.

Independence Blue Cross is an Equal Opportunity and Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to their age, race, color, religion, sex, national origin, sexual orientation, protected veteran status, or disability.

Must have an Android or iOS device which is compatible with the free Microsoft Authenticator app.