Licensing Specialist
Two Harbors Investment Corp, Coppell, TX, United States
The Licensing Specialist is responsible for managing the complete mortgage licensing process. Activities include, but are not limited to, analyzing mortgage related licensing requirements, collaborating with stakeholders, and using web-based applications to maintain accurate licensing records. The Licensing Specialist will generate reports, monitor and meet deadlines, and ensure all corporate, branch, and individual licensing requirements of the company are met. The position works closely with RoundPoint's lending and servicing businesses to support their activities. This position addresses issues as they arise and conducts independent research and solves problems. The Licensing Specialist serves as a member of the Compliance department and routinely interacts with both internal parties in the various business units as well as outside parties such as regulators, counterparties, and investors.
Primary Responsibilities
- Specialized research skills and the ability to learn and maintain knowledge of state lending/licensing laws using online research tools.
- Perform a variety of specialized duties requiring knowledge of the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act), NMLS registration and state licensing registration requirements.
- Manage NMLS license and bond renewals for the company and loan officers.
- Track individual licenses and MLO education requirements and completions.
- Timely address all deficiencies or inquiries from state regulators.
- Respond to licensing inquiries from regulators.
- Prepare and manage licensing related reports by collecting, analyzing and summarizing information for state submissions.
- Communicate proactively with management regarding application and license statuses.
Required:
- 3 years mortgage licensing experience
- Excellent written, verbal, and organizational skills, with the ability to multi-task
- Self-motivated with ability to work independently
- Strong researching and critical thinking skills
- Strong understanding of Microsoft Office Suite
- Understanding of maintaining the confidentiality of non-public information needed to perform duties
- Medical / Dental / Vision Insurance
- Life / Disability Insurance
- 401(k) with company matching
- Generous Vacation / Paid Time Off (accrual based)
- Targeted Compensation: $88,777 - $106,700
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job:
- The employee is regularly required to talk or hear.
- The employee is required to sit for extended periods of time and is occasionally required to stand and walk.
- The employee must regularly use hands to finger, handle, or feel objects and is regularly required to reach with hands and arms; the employee may occasionally climb or balance, and stoop, kneel, crouch, or crawl.
- The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds.
- Specific vision abilities required by this job include close vision, distance vision, color vision, and ability to adjust focus.
- The noise level in the work environment is usually quiet to moderate, and no extreme conditions are present
RoundPoint Mortgage Servicing LLC is a fully integrated, non-bank mortgage company, with a subservicing portfolio of approximately 900,000 loans. In 2023, RoundPoint was acquired by Two Harbors Investment Corp. (NYSE: TWO), reaffirming its commitment to MSR as core and essential to our business strategy and our future. A combined Two Harbors and RoundPoint capitalizes on the strengths of both companies, adding significant value for stakeholders through operational and cost efficiencies, as well as the ability to participate more fully in the mortgage finance space as opportunities arise.
Founded in 2009, Two Harbors has grown into a leading publicly traded residential mortgage real estate investment trust (mortgage REIT). We leverage our core competencies of understanding and managing interest rate and prepayment risk to invest in our Agency residential mortgage-backed securities (RMBS) and mortgage servicing rights (MSR) portfolio, with the objective of delivering attractive risk-adjusted returns to our stockholders.
Location
- Fort Mill, SC
- Coppell, TX
- St. Louis Park, MN
- Regular
- No