ZipRecruiter
Digital Wallet Solution Architect
ZipRecruiter, Chicago, IL, United States
Job Description: ERP SAVVY is seeking an experienced Digital Wallet Solution Architect with a strong background in credit card technologies. The ideal candidate will have extensive experience in API design, backend integration, mobile backend design, and a deep understanding of security and compliance standards. This role involves both strategic decision-making and hands-on technical expertise.
Key Responsibilities:
- API Design: Design secure, scalable, and efficient APIs, including API authentication, for communication between the digital wallet app and backend services.
- Backend Integration: Integrate backend systems with the mobile wallet app to ensure seamless data flow and secure communication.
- Mobile Backend Design:
- Microservices Architecture: Design scalable, fault-tolerant backend systems using microservices.
- Cloud Technologies: Deploy and manage backend services on cloud platforms (e.g., AWS, Azure, Google Cloud).
- Database Management: Manage databases for securely storing and retrieving wallet-related data.
- Security Standards: Ensure secure handling of payment information and sensitive data in compliance with PCI DSS.
- Tokenisation & Encryption: Implement tokenization and encryption techniques to secure payment data in transit and at rest.
- User Authentication & Fraud Prevention: Implement multi-factor authentication (MFA), biometric authentication (e.g., Touch ID, Face ID), and fraud detection mechanisms to protect against unauthorized access.
- Compliance & Regulatory Requirements: Ensure compliance with AML/KYC regulatory requirements for secure handling of financial transactions and personal data.
- Push Notifications & Transaction Alerts: Implement real-time push notifications for transaction updates, alerts, and fraud detection.
- Mobile Payments Standards: Ensure compliance with NFC and EMV standards for secure contactless payments.
- Data Privacy & Security: Implement data privacy and security practices to ensure the safety of user funds and personal information.
- iOS Development: Develop and maintain secure and efficient mobile wallet apps for Apple devices using Swift/Objective-C.
- XPays: Maintain a general understanding of XPays wallets.
Qualifications:
- Proven experience in the Credit Cards and Payments domain.
- Strong expertise in API design and backend integration.
- Proficiency in microservices architecture and cloud technologies.
- Expertise in database management and security standards.
- Knowledge of tokenization, encryption, and user authentication techniques.
- Familiarity with AML/KYC regulatory requirements.
- Experience with push notifications, transaction alerts, and mobile payments standards.
- Proficiency in data privacy and security practices.
- Extensive experience in iOS development using Swift/Objective-C.
- General understanding of XPays wallets.