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ANB Bank

Loan Documentation Specialist I, II, or III

ANB Bank, Colorado Springs, Colorado, United States, 80909


ANB Bank has financial strength embodied in $3 billion in assets and is a true community bank with an unwavering commitment to excellence. The bank helps each of its communities prosper through investment, sponsorship, philanthropy, and employee volunteerism. It is a passion ANB has for banking that makes the difference.

To be considered for an interview, please make sure your application is full in line with the job specs as found below.

ANB Bank hires individuals who provide excellent customer service and build meaningful relationships with our customers and within our communities. ANB is committed to rewarding our team members who strengthen our company and culture. ANB offers competitive compensation and a comprehensive benefits package for this position.

Hiring Pay Range: Loan Documentation Specialist I: $19.25 - $22.63 per hour Loan Documentation Specialist II: $20.50 - $25.25 per hour Loan Documentation Specialist III: $22.00 - $28.50 per hour The hiring pay range for this position is commensurate with the level of relevant experience and education.

Health & Wellness Benefits (Subject to Eligibility Requirements)

Minimum 4 Weeks of Paid Time Off (PTO) 11 Paid Holidays Medical, Dental, and Vision Insurance Health Savings (HSA), Flexible Spending (FSA), and dependent care spending accounts Company provided Life, AD&D, and Disability Insurance with supplementation options 401(k) plan with discretionary company match and profit sharing Discretionary annual bonus and employee referral incentives Employee Assistance Program (EAP) Tuition Reimbursement Program Spanish Communication Assistant Program Incentive Employee banking products

Summary

Responsible for the preparation, quality control and delivery of loan documentations for all loan types for all regions of the bank.

Essential Duties and Responsibilities

Maintains a current knowledge and consistent compliance with Bank Secrecy Act (BSA) requirements, Gramm-Leach-Bliley Act (GLBA), as well as knowledge and consistent compliance with other banking regulations and Bank policies and procedures related to the position. Maintains thorough understanding and continuing knowledge regarding, regulatory loan compliance, state laws, bank’s credit policy, internal procedures, consumer disclosures, including but not limited to, TRID, RESPA, HMDA and any other overlapping areas of compliance related to loan documentation. Assist with and act as a reference point to lending staff in their various loan process and system duties. Delivers quality of service as defined by department standards. Monitor and track incoming loan requests on a central report and assign loans for processing to a loan processor. Accurately prepares all loan documentation required to properly document a loan and perfect the Banks’ security interest in collateral, ensuring compliance with state laws, regulatory agencies, bank’s internal procedures and policy requirements. Inputs loan information into various operating systems (including Laser Pro and the core system). Ensure loan documentation is prepared in accordance with the loan approval. Works through quality control process to ensure accuracy. Maintains checklists and worksheets for documentation compliance. Meets loan document delivery deadlines to ensure customer closing times are met. Informs management and/or lending staff of any documentation issues including missing documentation and/or the need to follow-up as appropriate. Correction of any loan documentation as needed. Other duties may be assigned.

Other Competencies: To perform the job successfully, an individual should demonstrate the following competencies:

Balances team and individual responsibilities. Values team settings and approaches work with a positive attitude. Manage stress in times of high volume. Flexibility in daily tasks when team needs assistance. Follows policies and procedures and completes tasks accurately and on time. Supports organization’s goals and values.

Education and/or Experience

Loan Documentation Specialist I:

1 year of prior banking experience; or equivalent combination of education and experience. Basic understanding of applicable bank regulations (HMDA, RESPA, TRID, Reg B as applicable). Able to meet accuracy, deadline and other goals as set by management. Preferred experience with Laser Pro.

Loan Documentation Specialist II:

At least 2 years of prior banking experience; or equivalent combination of education and experience. Proficient understanding of applicable bank regulations (HMDA, RESPA, TRID, Reg B as applicable) and bank lending policy and procedures. Proficient at processing and reviewing for quality control all loan types including, but not limited to, Consumer Mortgages (TRID disclosures to final documents), Commercial loans of all types, Agricultural, Energy and Modifications. Consistently meet accuracy, deadline and other goals as set by management. Preferred experience with Laser Pro.

Loan Documentation Specialist III:

At least 4 years of prior loan documentation experience; or equivalent combination of education and experience. Advanced understanding of applicable bank regulations (HMDA, RESPA, TRID, Reg B as applicable) and bank lending policy and procedures. This person is able to lead trainings for the department on any topic and act as a resource for other team members. Proficient at processing and reviewing for quality control all loan types including, but not limited to, Consumer Mortgages (TRID disclosures to final documents), Commercial loans of all types, Agricultural, Energy and Modifications. This person is able to train team members on all loan types and helps the team meet their goals. Exceeds accuracy, deadline and other goals as set by management. Proficient with Laser Pro.

Work Schedule: Monday - Friday, 8:00am - 5:00pm

Equal Opportunity Employer / Affirmative Action / Minorities / Female / Disability / Veteran

ANB Bank is committed to providing Equal Opportunity in Employment. The Bank is continually trying to improve recruitment, employment, development and promotional opportunities for its employees. Our selection decisions are based on job-related factors and not on the basis of age, race, sex, color, religion, national origin, disability, sexual orientation, veteran status, pregnancy, marital status, genetic information, gender identity, or any other status protected by federal, state, or local law.

ANB Bank complies with the Equal Pay for Equal Work Act. ANB Bank requests that Applicant not disclose its wage rate history to ANB Bank. If ANB Bank for any reason comes into possession of Applicant’s wage rate history, ANB Bank will not rely on it in determining a wage rate. ANB Bank requests that applicant not provide information on age, date of birth or graduation date from any academic institution, including on resumes.

Anticipated Date of Application Window Closure: 10/31/2024 (or until filled)