Firstrust Bank
Hatch Bank - Deposit Operations Specialist
Firstrust Bank, San Marcos, California, us, 92079
Hatch Bank - Deposit Operations Specialist
Location:
US-CA-San Marcos Job ID:
2024-2568 # Positions:
1 Pay Status:
Salaried / Exempt *Onsite/Hybrid Position in San Marcos, CA* Hatch Bank is a technology-first sponsor bank, primarily focused on serving Fintechs and other innovative Brands to bring creative solutions to market. The Operations Specialist will support the Loan and Deposit Operations team through the successful execution of the Fintech lending strategy set forth for Hatch Bank. This cross-functional position will be exposed to many facets of operations including program reconcilement, GL balancing, ACH and Wire audits, tracking of weekly and month-end network settlement processing, and other critical functions as needs evolve. The ideal candidate will be flexible with strong interpersonal skills as developing strong working relationships with members from the compliance, accounting, and technology teams will be critical to support new and existing fintech relationships. Hatch Bank is an Affirmative Action Contractor and is an Equal Opportunity Employer. Minority/Female/Disabled/Veteran Responsibilities/Duties
Assist clients on various digital platforms supported by the Bank, including, but not limited to, online and mobile banking, mobile deposit, lockbox, wire transfers, ACH transfers, and credit cards. Ensures regulatory compliance, and is responsible for analysis, solution-oriented recommendations, and planning to meet the business needs of the organization. Review daily reports to ensure accuracy and compliance with policies, procedures, and regulatory guidelines. Participates in testing and implementation of software upgrades and enhancements including developing / performing test scenarios, analyzing / reviewing test results and approving process and procedure changes. Assist with developing and conducting internal audits / quality control reviews of accounts, money movement, and review of daily teller journals. Work with other Bank employees to resolve client requests and discrepancies related to deposit operations. Research and analyze problems and provide resolutions in a timely manner. Work closely with internal and external partners to ensure that dependencies are known and planned for and that protocols are in place to ensure continuous uninterrupted support, including from critical third parties. Ensuring the completion of the daily deposit and credit operation functions (e.g., auto-payment functionality and handling, ACH funding and check processing, returned mail, exceptions, bill payment processing, dormant account monitoring and escheatment, statement rendering, garnishments, account research requests, account reviews and corrections, chargebacks). Assist manager to prepare for audits and examinations and work on other special projects as needed. Performs other duties as needed. Essential Functions
While performing the essential functions of this position, the employee is regularly required to operate a computer terminal with repetitive motion. Physical requirements of this position are considered sedentary work involving preparing documentation, preparing and analyzing data and figures, viewing a computer terminal, extensive reading, and resolving inquiries. Some amount of mobility in order to access files, attend meetings, both on and off site, and perform property inspections is necessary. The employee is expected to converse with internal and external customers and exchange information. Knowledge - Skills & Abilities
High School Diploma or GED required. 3+ years of experience in credit card industry, banking, or financial services. Technical Knowledge and Skills. Ability to prioritize competing tasks. Self-driven and detail oriented. Excellent written and verbal communication and interpersonal skills. Ability to work successfully with a wide variety of people in a team environment. Advanced computer skills in Microsoft Office (i.e. Word, Excel and Outlook). Strong analytical skills. Experience with third-party fintech relationships and/or core processor relationship management. Knowledge of Bank Secrecy Act, Patriot Act, OFAC rules, NACHA procedures and deposit regulations, including Regulations CC, DD, E, and Z. Specific knowledge of back-office deposit processing; and Treasury Management or Digital Banking experience also helpful. Pay Range:
$65,000.00 to $80,000.00 per year. Pay range may vary based on skills, experience, and location.
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Location:
US-CA-San Marcos Job ID:
2024-2568 # Positions:
1 Pay Status:
Salaried / Exempt *Onsite/Hybrid Position in San Marcos, CA* Hatch Bank is a technology-first sponsor bank, primarily focused on serving Fintechs and other innovative Brands to bring creative solutions to market. The Operations Specialist will support the Loan and Deposit Operations team through the successful execution of the Fintech lending strategy set forth for Hatch Bank. This cross-functional position will be exposed to many facets of operations including program reconcilement, GL balancing, ACH and Wire audits, tracking of weekly and month-end network settlement processing, and other critical functions as needs evolve. The ideal candidate will be flexible with strong interpersonal skills as developing strong working relationships with members from the compliance, accounting, and technology teams will be critical to support new and existing fintech relationships. Hatch Bank is an Affirmative Action Contractor and is an Equal Opportunity Employer. Minority/Female/Disabled/Veteran Responsibilities/Duties
Assist clients on various digital platforms supported by the Bank, including, but not limited to, online and mobile banking, mobile deposit, lockbox, wire transfers, ACH transfers, and credit cards. Ensures regulatory compliance, and is responsible for analysis, solution-oriented recommendations, and planning to meet the business needs of the organization. Review daily reports to ensure accuracy and compliance with policies, procedures, and regulatory guidelines. Participates in testing and implementation of software upgrades and enhancements including developing / performing test scenarios, analyzing / reviewing test results and approving process and procedure changes. Assist with developing and conducting internal audits / quality control reviews of accounts, money movement, and review of daily teller journals. Work with other Bank employees to resolve client requests and discrepancies related to deposit operations. Research and analyze problems and provide resolutions in a timely manner. Work closely with internal and external partners to ensure that dependencies are known and planned for and that protocols are in place to ensure continuous uninterrupted support, including from critical third parties. Ensuring the completion of the daily deposit and credit operation functions (e.g., auto-payment functionality and handling, ACH funding and check processing, returned mail, exceptions, bill payment processing, dormant account monitoring and escheatment, statement rendering, garnishments, account research requests, account reviews and corrections, chargebacks). Assist manager to prepare for audits and examinations and work on other special projects as needed. Performs other duties as needed. Essential Functions
While performing the essential functions of this position, the employee is regularly required to operate a computer terminal with repetitive motion. Physical requirements of this position are considered sedentary work involving preparing documentation, preparing and analyzing data and figures, viewing a computer terminal, extensive reading, and resolving inquiries. Some amount of mobility in order to access files, attend meetings, both on and off site, and perform property inspections is necessary. The employee is expected to converse with internal and external customers and exchange information. Knowledge - Skills & Abilities
High School Diploma or GED required. 3+ years of experience in credit card industry, banking, or financial services. Technical Knowledge and Skills. Ability to prioritize competing tasks. Self-driven and detail oriented. Excellent written and verbal communication and interpersonal skills. Ability to work successfully with a wide variety of people in a team environment. Advanced computer skills in Microsoft Office (i.e. Word, Excel and Outlook). Strong analytical skills. Experience with third-party fintech relationships and/or core processor relationship management. Knowledge of Bank Secrecy Act, Patriot Act, OFAC rules, NACHA procedures and deposit regulations, including Regulations CC, DD, E, and Z. Specific knowledge of back-office deposit processing; and Treasury Management or Digital Banking experience also helpful. Pay Range:
$65,000.00 to $80,000.00 per year. Pay range may vary based on skills, experience, and location.
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