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BCS Financial Corporation

Stop Loss Underwriter

BCS Financial Corporation, Oakbrook Terrace, Illinois, United States


Position Overview The Stop Loss Underwriter is responsible for evaluating and pricing new business opportunities, ensuring profitability and providing client-focused solutions. This role requires the ability to analyze large claims, assess risks, and prepare pricing packages that align with corporate production goals and underwriting guidelines. The position collaborates with sales teams, clinical teams, brokers, third-party administrators (TPAs), and internal stakeholders to deliver tailored solutions. This position reports to the Assistant Vice President, Underwriting – Life and Health. Essential Elements Evaluate, price, and strategize Stop-Loss new business opportunities, including specific and aggregate coverage. Assess proposal requests, census data, large claim data, and benefit specifications to prepare and price risks. Operate within established underwriting guidelines to meet profitability targets. Analyze large claim risks and provide client-centric solutions. Develop pricing packages, ensuring all required data is reviewed and documented accurately. Collaborate with sales and clinical teams to align underwriting strategies and communicate rating results. Maintain strategic relationships with brokers, TPAs, and internal and external partners. Requirements Education and Certifications Bachelor’s degree or equivalent experience required Experience Minimum of 5 years of stop loss underwriting experience Strong analytical skills with a focus on large claim data evaluation. Excellent verbal and written communication skills. What we offer: Hybrid and remote work environments HSA/PPO medical plans Dental Vision HSA/FSA Short-term and Long-term Disability Employee Assistance Program Life and Travel Insurance Company Discounts Home office and wellness reimbursement 401(k) w/ up to 6% company match Generous PTO 12 paid holidays Parental leave Generous employee referral program Professional development and development planning: tuition reimbursement, continuing education & assistance obtaining professional certifications