Commercial Loan Officer

Consumers Credit Union (CCU) is adding a Loan Officer to the Commercial Lending team! This is a great opportunity for an experienced Commercial Lender who wants to work for a fast-growing, certified Great Place to Work financial institution!

As a Commercial Loan Officer, you will identify midsize commercial loan prospects within our target market area of Chicago to Milwaukee and west to Rockford. You'll originate and maintain a portfolio of profitable, high-quality loan and deposit relationships in commercial real estate mixed with some C&I lending.

Major Duties and Responsibilities

• Solicit and develop a variety of commercial loan business from application, analysis, presentation to close. You'll work to obtain information regarding the financial condition of the applicant to evaluate and recommend suitable options.
• Achieve sales objectives while concurrently assessing the risk of the loan to minimize loss.
• Develop communications and presentation materials to inform clients about portfolio changes, and other investment related topics as well as to inform management of loan information.
• Monitor existing loan portfolio to maintain asset base. You'll monitor and ensure risk ratings of the credits in your portfolio are appropriate, and management is properly informed of any changes to the condition of the loans.
• Monitor and manage the collection of past due loans and actively work with members whose financial condition is performing negatively including any legal and/or litigation procedures.
• Maintain a consistent pipeline through various activities such as representing CCU at community events with the intention of soliciting new business relationships.
• Assist members with any loan-related questions or concerns.
• Advise members on other CCU products that align with their business needs while also strengthening the relationship between the credit union and the member.

Top candidates will possess these qualifications

• 5+ years of commercial lending and credit analysis experience with a bachelor's degree in business administration, finance, or related
• Existing and successful commercial lending Book of Business
• Ability to generate $6-8 million in new loan growth by using your drive to achieve goals and your "go getter" attitude
• Success in developing business and generating leads through quality referrals from clients, realtors, loan brokers, CPA's and other business contacts
• Strong verbal and written communication skills including ability to write detailed loan presentations. Highly effective communicating with credit analysts and clients
• Negotiating skills and experience exploring alternatives through collaboration. Ability to reach agreeable outcomes for borrowers and the credit union.
• Focus on teamwork and putting organizational goals ahead of individual goals

Compensation & Benefits

Budgeted amount for starting salary: $140,000 annually + incentives

Consumers Credit Union provides eligible employees an opportunity to participate in our medical (High Deductible, HMO and PPO), dental, vision, spending accounts, short-term disability, long-term disability, life insurance and other plans effective date of hire. You will be eligible to participate in the 401(k) savings plan at any time. You will be automatically enrolled in the pension plan following six months of employment and 1,000 hours of service and reaching age 20.

For more information about benefit offerings, please visit our careers page: https://www.myconsumers.org/about/what-we-do/careers

About CCU

Founded in 1930 and headquartered in Lake Forest, IL, Consumers Credit Union (CCU) has $4 billion in assets and serves more than 220,000 members, making it one of the largest credit unions in the state. CCU believes that nobody needs banks on every corner, but everyone needs people who are in their corner. To learn more, visit myconsumers.org

Equal Opportunity Employer

CCU complies with the requirements and spirit of the law in the implementation of all facets of equal opportunity in employment. There will be no discrimination on the basis of race, ancestry, color, religion, sex, sexual orientation, gender identity, marital status, pregnancy, age, national origin, citizenship, disability, genetic information, military status (including unfavorable discharge from the military), criminal or arrest history (unless job related), crime victim status, or any other protected characteristic in the recruitment, selection, training, utilization, promotion, termination, or any other employment actions or term and condition of employment. CCU complies with applicable state and local laws governing non-discrimination in employment in every location in which CCU has facilities.

We are committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. If reasonable accommodation is needed to participate in the job application or interview process please contact our Human Resources team at: HR_Dept@myconsumers.org or 877-275-2228.