CAPPS
Dept Banking - Financial Examiner VIII - Regional Review Examiner (Houston)
CAPPS, Houston, TX
Job Description
Working Title: Financial Examiner - Regional Review Examiner
State Classification: Financial Examiner VIII
Class No. / Sal Grp: U1114, EE00
Monthly Salary: $13,112.00 - $16,556.00 (Salary is Commensurate with Experience)
Location: Houston
FLSA Status: Exempt
Overnight Travel: At least 25%
Mission:
The mission of the Texas Department of Banking is to ensure Texas has a safe, sound, and competitive financial services system.
General Description:
Supports the Regional Director in meeting examination priorities and goals within the region. Primary responsibility is ensuring accurate and timely completion of examination reports by performing first review of supervisory findings and related support documents. May assist in directing examination activities and coordinating examination schedules to ensure timely, thorough, and accurate assessments of the condition of all regulated entities within the region. May assist in the development of training profiles, monitoring of staff training, and preparation of performance appraisals. Keeps abreast of industry and regional entity activities, and regularly communicates with headquarters staff regarding ongoing operations and needs of the region and its staff.
Job Duties:
• Reports to and regularly communicates with the Regional Director regarding the condition of regulated institutions and matters relating to the activities of the assigned region.
• Assists by providing direction to examining and support staff within the region in matters pertaining to recruitment, selection, evaluation, promotion, discipline, and termination. Assists in monitoring the conduct and activities of assigned employees and as directed, takes appropriate action to ensure that a high degree of professionalism, employee morale, and cooperative work environment are maintained.
• Promotes a harassment-free work environment. Assists in ensuring that all personnel actions are accomplished without regard to a person's race, color, religion, sex, national origin, age, or disability.
• As directed by the Regional Director, monitors activities of examination staff to assure that all regulated entities within the region are thoroughly and regularly examined to accurately assess their financial condition and operational performance. Assists in monitoring the examination process to assure that Departmental policies and procedures are consistently applied, and that conclusions and recommendations are appropriate and reasonable. Also, assures that regional files and work papers are maintained in a manner consistent with established guidelines and Departmental policies.
• Primarily responsible for overseeing the timely preparation and submission of reports of examination, memoranda of meetings, and other official reports or correspondence. Reviews reports, memoranda, and other documents submitted by examining staff to assure thorough and accurate documentation of regulatory activities, findings, and recommendations. Assures, directly and indirectly, the consistency and quality of reports of examination and adherence to procedures.
• Assists the Regional Director in conducting portfolio monitoring activities by reading correspondence and reports of examination to assure ongoing awareness of the condition and performance of regulated entities; assisting in the establishment of examination strategies and scopes appropriate for the condition of regulated entities; and making recommendations for regulatory responses, corrective programs, or enforcement actions for institutions.
• As directed by the Regional Director, attends exit and related meetings with boards of directors and management of regulated entities to assure familiarity with examination findings, respond to issues or questions, and initiate actions to correct deficiencies or violations. Also, as directed, represents the Department as speaker, panelist, moderator, etc. at industry and regulatory meetings, seminars, conferences, or other official functions.
• Maintains an awareness and understanding of all Departmental and regulatory rules, policies, procedures, etc. to assure compliance, consistency of interpretation and application, and applicability and effectiveness. As necessary, makes recommendation for revision, replacement, or rescission.
• Assists the Regional Director in developing quarterly examination schedules prepared in cooperation and coordination with federal regulatory agencies and other regions and divisions of the Department. Assists in directing regional examination staff accordingly to assure compliance with examination priorities and efficient utilization and training of personnel.
• Assists in conducting periodic meetings of regional staff to review performance, disseminate and explain policies or information, and solicit input for the development of regulatory policies or initiatives or modification of procedures. Frequently apprises the Regional Director, Review Examiners at headquarters and Division Director of regional activities and staff meetings to foster open lines of communication and a close working relationship between field and headquarters personnel.
• Participates in commissioning panels at the headquarters office and assists in directing training activities within the region to assure comprehensive development and evaluation of all examining personnel, especially assistant examiners.
• Provides input for employee performance appraisals in accordance with position performance standards. Can recommend to the Regional Director personnel actions consistent with the Department's needs and resources and with employee performance and career advancement opportunities.
• Participates in assessing individual and regional training needs and making recommendations for future training to assure a competent regional staff capable of fulfilling its assigned responsibilities.
• Assists the Regional Director in preparing periodic budget, examination, and staffing reports/projections for the region.
• Assists in maintaining control over all property and equipment assigned to the region or its personnel, and makes recommendations for new or replacement equipment, supplies, office space needs, or related matters to assure adequate support and completion of field examination activities.
Qualifications:
Required Minimum Qualification:
Experience and Education Requirements:
• Graduation from an accredited four-year college or university with major course work in finance, accounting, business administration, economics, or job-related field with a minimum of six hours in accounting, nine, preferred, to include basic and / or intermediate accounting.
o A graduate degree in finance, accounting, business administration, economics, or job-related field may substitute for an undergraduate degree that is not business related.
• Nine years progressively responsible experience, including supervisory experience, in regulation, examination, and analysis of financial institutions and/or related industry experience.
• Must be a current or former bank examiner commissioned by the FDIC, Federal Reserve, OCC, Texas Department of Banking, or another state banking authority as a commercial examiner.
• Current or recent regulatory experience required.
• Possess and exhibit a thorough working knowledge of bank operations and bank laws.
• Possess and exhibit excellent personnel supervisory skills including three years current experience in management and supervision.
Copy of official college transcripts must be submitted with The State of Texas Application for Employment.
Preferred Qualifications:
• Work experience with a financial institution and completion of graduate banking school.
• Recent supervisory experience regarding commercial bank safety and soundness risk profiling, work procedures, and issues.
• Bilingual in Spanish and English with the ability to communicate well, both verbally and in writing.
Special Requirements:
• Position requires overnight travel - up to 25%.
• Must possess or obtain within 90 days a valid Texas driver's license. Satisfactory driving records are required for driving any vehicle to conduct agency business. Final applicants must certify that personally owned vehicles used for agency business have Texas minimum liability coverage and a valid state inspection.
• This position requires that the incumbent demonstrate strong personal financial responsibility and integrity.
• Final applicants may be subject to an employment credit check, driving record check, and criminal background check.
• Selected applicant will be required to provide documentation of prior training completed.
Knowledge, Skills, and Abilities:
• Possess and exhibit excellent oral and written communication skills.
• Possess working knowledge in the use of personal computers, including Microsoft Word and Excel.
• Knowledge of statuary requirements, business operating procedures and reporting techniques.
• Skill in reviewing and auditing financial data and records.
• Skill in assisting in the preparation evaluations, recommendations, and reports.
• Ability to maintain effective working relationships with supervisors, co-workers, team members, regulated entity employees and the public.
• Ability to be self-motivated and exercise initiative and independent judgment.
• Ability to maintain confidentiality and handle sensitive information.
Physical Requirements and/or Working Conditions:
The physical demands described here are represented of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
This position requires the incumbent to primarily perform sedentary office work; however, mobility (standing and walking) is routinely required to carry out some duties. It requires extensive computer, copiers, printers, telephone, and client/customer contact. The job also requires normal cognitive abilities requiring the ability to learn, recall, and apply certain practices and policies. It requires the stamina to maintain attention to detail despite interruptions. Marginal or corrected visual, speech and auditory requirements are required for reading printed materials and computer screens and communicating with internal and external customers.
This position requires:
• Regular and punctual attendance.
• Frequent use of personal computer, copiers, printers, and telephones.
• Frequent sitting.
• Frequent work under stress, as a team member, and in direct contact with others.
• Position requires up to 25% overnight travel.
How to Apply:
To submit your application for employment, select Apply Online. Create and/or Login to your on- line applicant profile and electronically submit your State of Texas Application for Employment.
All applications must contain complete job histories, which includes job title, dates of employment, name of employer, supervisor's name and phone number and a description of duties performed. If this information is not submitted, your application may be rejected because it is incomplete. Resumes do not take the place of this required information.
Applications Submitted through Work in Texas:
Applicants may submit applications through Work in Texas (WIT), however applicants must complete the supplemental questions in CAPPS Recruit to be considered for the position. In order to complete the supplemental questions, please register and/or login to CAPPS Recruit and access your profile. Go to CAPPS Recruit to Sign In (Link: https://capps.taleo.net/careersection/ex/jobsearch.ftl?lang=en) .
Transcripts:
If education is used to meet the minimum requirements of the job posting, a copy of college transcript(s) issued from the registrar must be uploaded in CAPPS for your application to be considered complete. Foreign education credentials must be evaluated by a NACES or AICE member credential evaluation service. Please contact [redacted] immediately if you are having difficulty uploading transcripts to your application.
Military Crosswalk: https://hr.sao.texas.gov/Compensation/MilitaryCrosswalk/MOSC_AccountingAuditingandFinance.pdf
Remarks: State law prohibits any employee of the Department from being or becoming "directly or indirectly indebted to, or financially interested in an entity supervised or regulated by the Banking Commissioner." See Texas Finance Code, Section 12.107. Those selected for an interview will be contacted by telephone. Final male applicants between the ages of 18 to 26 will be required to furnish proof of registration or exemption from registration with the selective service system.
E-Verify: This organization participates in E-Verify. This employer will provide the Social Security Administration (SSA) and, if necessary, the Department of Homeland Security (DHS), with information from each new employee's Form I-9 to confirm work authorization.
The Texas Department of Banking is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion, sex, national origin, veteran status, age or disability in employment or the provision of services. A disabled individual requiring reasonable accommodation shall not be denied opportunity due to the disability. The applicant should contact Human Resources if reasonable accommodation is required during the application process at ([redacted].
Working Title: Financial Examiner - Regional Review Examiner
State Classification: Financial Examiner VIII
Class No. / Sal Grp: U1114, EE00
Monthly Salary: $13,112.00 - $16,556.00 (Salary is Commensurate with Experience)
Location: Houston
FLSA Status: Exempt
Overnight Travel: At least 25%
Mission:
The mission of the Texas Department of Banking is to ensure Texas has a safe, sound, and competitive financial services system.
General Description:
Supports the Regional Director in meeting examination priorities and goals within the region. Primary responsibility is ensuring accurate and timely completion of examination reports by performing first review of supervisory findings and related support documents. May assist in directing examination activities and coordinating examination schedules to ensure timely, thorough, and accurate assessments of the condition of all regulated entities within the region. May assist in the development of training profiles, monitoring of staff training, and preparation of performance appraisals. Keeps abreast of industry and regional entity activities, and regularly communicates with headquarters staff regarding ongoing operations and needs of the region and its staff.
Job Duties:
• Reports to and regularly communicates with the Regional Director regarding the condition of regulated institutions and matters relating to the activities of the assigned region.
• Assists by providing direction to examining and support staff within the region in matters pertaining to recruitment, selection, evaluation, promotion, discipline, and termination. Assists in monitoring the conduct and activities of assigned employees and as directed, takes appropriate action to ensure that a high degree of professionalism, employee morale, and cooperative work environment are maintained.
• Promotes a harassment-free work environment. Assists in ensuring that all personnel actions are accomplished without regard to a person's race, color, religion, sex, national origin, age, or disability.
• As directed by the Regional Director, monitors activities of examination staff to assure that all regulated entities within the region are thoroughly and regularly examined to accurately assess their financial condition and operational performance. Assists in monitoring the examination process to assure that Departmental policies and procedures are consistently applied, and that conclusions and recommendations are appropriate and reasonable. Also, assures that regional files and work papers are maintained in a manner consistent with established guidelines and Departmental policies.
• Primarily responsible for overseeing the timely preparation and submission of reports of examination, memoranda of meetings, and other official reports or correspondence. Reviews reports, memoranda, and other documents submitted by examining staff to assure thorough and accurate documentation of regulatory activities, findings, and recommendations. Assures, directly and indirectly, the consistency and quality of reports of examination and adherence to procedures.
• Assists the Regional Director in conducting portfolio monitoring activities by reading correspondence and reports of examination to assure ongoing awareness of the condition and performance of regulated entities; assisting in the establishment of examination strategies and scopes appropriate for the condition of regulated entities; and making recommendations for regulatory responses, corrective programs, or enforcement actions for institutions.
• As directed by the Regional Director, attends exit and related meetings with boards of directors and management of regulated entities to assure familiarity with examination findings, respond to issues or questions, and initiate actions to correct deficiencies or violations. Also, as directed, represents the Department as speaker, panelist, moderator, etc. at industry and regulatory meetings, seminars, conferences, or other official functions.
• Maintains an awareness and understanding of all Departmental and regulatory rules, policies, procedures, etc. to assure compliance, consistency of interpretation and application, and applicability and effectiveness. As necessary, makes recommendation for revision, replacement, or rescission.
• Assists the Regional Director in developing quarterly examination schedules prepared in cooperation and coordination with federal regulatory agencies and other regions and divisions of the Department. Assists in directing regional examination staff accordingly to assure compliance with examination priorities and efficient utilization and training of personnel.
• Assists in conducting periodic meetings of regional staff to review performance, disseminate and explain policies or information, and solicit input for the development of regulatory policies or initiatives or modification of procedures. Frequently apprises the Regional Director, Review Examiners at headquarters and Division Director of regional activities and staff meetings to foster open lines of communication and a close working relationship between field and headquarters personnel.
• Participates in commissioning panels at the headquarters office and assists in directing training activities within the region to assure comprehensive development and evaluation of all examining personnel, especially assistant examiners.
• Provides input for employee performance appraisals in accordance with position performance standards. Can recommend to the Regional Director personnel actions consistent with the Department's needs and resources and with employee performance and career advancement opportunities.
• Participates in assessing individual and regional training needs and making recommendations for future training to assure a competent regional staff capable of fulfilling its assigned responsibilities.
• Assists the Regional Director in preparing periodic budget, examination, and staffing reports/projections for the region.
• Assists in maintaining control over all property and equipment assigned to the region or its personnel, and makes recommendations for new or replacement equipment, supplies, office space needs, or related matters to assure adequate support and completion of field examination activities.
Qualifications:
Required Minimum Qualification:
Experience and Education Requirements:
• Graduation from an accredited four-year college or university with major course work in finance, accounting, business administration, economics, or job-related field with a minimum of six hours in accounting, nine, preferred, to include basic and / or intermediate accounting.
o A graduate degree in finance, accounting, business administration, economics, or job-related field may substitute for an undergraduate degree that is not business related.
• Nine years progressively responsible experience, including supervisory experience, in regulation, examination, and analysis of financial institutions and/or related industry experience.
• Must be a current or former bank examiner commissioned by the FDIC, Federal Reserve, OCC, Texas Department of Banking, or another state banking authority as a commercial examiner.
• Current or recent regulatory experience required.
• Possess and exhibit a thorough working knowledge of bank operations and bank laws.
• Possess and exhibit excellent personnel supervisory skills including three years current experience in management and supervision.
Copy of official college transcripts must be submitted with The State of Texas Application for Employment.
Preferred Qualifications:
• Work experience with a financial institution and completion of graduate banking school.
• Recent supervisory experience regarding commercial bank safety and soundness risk profiling, work procedures, and issues.
• Bilingual in Spanish and English with the ability to communicate well, both verbally and in writing.
Special Requirements:
• Position requires overnight travel - up to 25%.
• Must possess or obtain within 90 days a valid Texas driver's license. Satisfactory driving records are required for driving any vehicle to conduct agency business. Final applicants must certify that personally owned vehicles used for agency business have Texas minimum liability coverage and a valid state inspection.
• This position requires that the incumbent demonstrate strong personal financial responsibility and integrity.
• Final applicants may be subject to an employment credit check, driving record check, and criminal background check.
• Selected applicant will be required to provide documentation of prior training completed.
Knowledge, Skills, and Abilities:
• Possess and exhibit excellent oral and written communication skills.
• Possess working knowledge in the use of personal computers, including Microsoft Word and Excel.
• Knowledge of statuary requirements, business operating procedures and reporting techniques.
• Skill in reviewing and auditing financial data and records.
• Skill in assisting in the preparation evaluations, recommendations, and reports.
• Ability to maintain effective working relationships with supervisors, co-workers, team members, regulated entity employees and the public.
• Ability to be self-motivated and exercise initiative and independent judgment.
• Ability to maintain confidentiality and handle sensitive information.
Physical Requirements and/or Working Conditions:
The physical demands described here are represented of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
This position requires the incumbent to primarily perform sedentary office work; however, mobility (standing and walking) is routinely required to carry out some duties. It requires extensive computer, copiers, printers, telephone, and client/customer contact. The job also requires normal cognitive abilities requiring the ability to learn, recall, and apply certain practices and policies. It requires the stamina to maintain attention to detail despite interruptions. Marginal or corrected visual, speech and auditory requirements are required for reading printed materials and computer screens and communicating with internal and external customers.
This position requires:
• Regular and punctual attendance.
• Frequent use of personal computer, copiers, printers, and telephones.
• Frequent sitting.
• Frequent work under stress, as a team member, and in direct contact with others.
• Position requires up to 25% overnight travel.
How to Apply:
To submit your application for employment, select Apply Online. Create and/or Login to your on- line applicant profile and electronically submit your State of Texas Application for Employment.
All applications must contain complete job histories, which includes job title, dates of employment, name of employer, supervisor's name and phone number and a description of duties performed. If this information is not submitted, your application may be rejected because it is incomplete. Resumes do not take the place of this required information.
Applications Submitted through Work in Texas:
Applicants may submit applications through Work in Texas (WIT), however applicants must complete the supplemental questions in CAPPS Recruit to be considered for the position. In order to complete the supplemental questions, please register and/or login to CAPPS Recruit and access your profile. Go to CAPPS Recruit to Sign In (Link: https://capps.taleo.net/careersection/ex/jobsearch.ftl?lang=en) .
Transcripts:
If education is used to meet the minimum requirements of the job posting, a copy of college transcript(s) issued from the registrar must be uploaded in CAPPS for your application to be considered complete. Foreign education credentials must be evaluated by a NACES or AICE member credential evaluation service. Please contact [redacted] immediately if you are having difficulty uploading transcripts to your application.
Military Crosswalk: https://hr.sao.texas.gov/Compensation/MilitaryCrosswalk/MOSC_AccountingAuditingandFinance.pdf
Remarks: State law prohibits any employee of the Department from being or becoming "directly or indirectly indebted to, or financially interested in an entity supervised or regulated by the Banking Commissioner." See Texas Finance Code, Section 12.107. Those selected for an interview will be contacted by telephone. Final male applicants between the ages of 18 to 26 will be required to furnish proof of registration or exemption from registration with the selective service system.
E-Verify: This organization participates in E-Verify. This employer will provide the Social Security Administration (SSA) and, if necessary, the Department of Homeland Security (DHS), with information from each new employee's Form I-9 to confirm work authorization.
The Texas Department of Banking is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion, sex, national origin, veteran status, age or disability in employment or the provision of services. A disabled individual requiring reasonable accommodation shall not be denied opportunity due to the disability. The applicant should contact Human Resources if reasonable accommodation is required during the application process at ([redacted].