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North Ameran Banking Co.

Mortgage/Consumer Loan Processor

North Ameran Banking Co., Woodbury, Minnesota, United States,


North American Banking Company is seeking an experienced individual for a full-time Mortgage Loan Processor position in our Woodbury office. This employee will contribute to the profitability and growth of North American Banking Company by providing quality credit and documentation support, loan file maintenance, and assistance to bank staff. Must possess excellent communication skills and enjoy working with people. Experience with Calyx and Laser Pro a plus. Orders credit bureau reports, flood determinations, title work, appraisals and conducts necessary searches and research prior to loan closing including loan application verification and background checks. Complete and maintain all paperwork for ongoing and new real estate loans. Prepares necessary mortgage loan documentation through Laser Pro software and/or Point. Including applications, disclosures, and closing documentation. Submits completed application and loans to underwriting for approval and ensures all items are obtained. Works with the underwriter to clear conditions. Prepares mortgage/real estate loan files and follows up with any missing documentation items, filings, etc. Works with compliance officer closely to complete loan compliance related reviews including HMDA and CRA. Maintains loan review log for new/renewal consumer and commercial RE loans and completes loan review. Maintains compliance record for all new/renewal/modifications for consumer loan files for internal audits. Inputs new loans on core system. Follows up on expiring insurance to receive updated insurance. Pays insurance invoices for loans that that we escrow insurance on. Answers bank telephone and provides customer service as needed. Works closely with clients and loan originator providing service for in house and secondary market loan files. Maintains compliance record for all new/renewal/modifications for consumer loan files for internal audits. Actively participates in bank sales promotions and activities, contributing to the achievement of bank established goals. Refers loan and investment prospects to the appropriate sales representative within the bank. Performs other duties as assigned.