Farmers National
Mortgage Loan Officer
Farmers National, Beachwood, Ohio, United States, 44122
Description
SUMMARY:
The primary purpose of this role is to source, qualify and originate 1-4 family, mortgage loans. While conducting this work the Loan Consultant will also be required to discover and refer cross-selling opportunities as necessary to partner divisions within the Bank (Trust, Insurance, etc.). Loan Consultants will also be responsible for coaching and training retail branch staff regarding mortgage loan products, referral cues and referral processes.ESSENTIAL DUTIES and RESPONSIBILITIES :Source, qualify and originate 1-4 family mortgage loansRecognize and execute qualified cross-sell opportunities for other divisions such as Farmers Trust, Farmers Insurance, Commercial Lending and Private Client ServicesSupport and partner with assigned retail branch teams to assist clients and generate new mortgage opportunitiesDevelop and maintain profitable Centers Of Influence to help generate new business leadsDevelop and maintain relationships within the real estate communityCollect, process and complete appropriate mortgage paperwork such as mortgage applications, tax statements, income data, etc.Create and track various production and call reports on a monthly/quarterly/annual basisTravel to multiple retail banking offices and client homes/offices on a daily basisGenerate new business leads through personal referrals and other centers of influenceProvide superior client service through meticulous attention to detail and to the client needs/wantsEnsure compliance with all government and regulatory requirementsInterview applicants and request specified information for loan applicationAnalyze applicant's financial status, credit, and property evaluation to determine feasibility of granting loanCorrespond with applicant or creditors to resolve questions regarding application informationComplete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money Laundering procedures. Maintain compliance with all appropriate rules and regulations.Complete other duties as assignedRegular, predictable attendance is an essential requirement of this position
EDUCATION and/or EXPERIENCE:High School Diploma or G.E.D. required, Associate's Degree in business (real estate preferred)Must be eligible for NMLS licensing or be currently licensed and in good standingMinimum of 1 year experience in mortgage lending and/or processingThorough knowledge of Freddie Mac (FHLMC) and Fannie Mae (FNMA)FHA/VA knowledge requiredProven understanding of mortgage terminology, documentation, and regulationsProven organizational skillsStrong computer skills (Excel, Word)
Farmers National Banc Corp. is an Equal Opportunity Employer: disability/veteranQualificationsEducation
High School (required)Licenses & Certifications
NMLS (preferred)Skills
Mortgage Lending (required)
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
SUMMARY:
The primary purpose of this role is to source, qualify and originate 1-4 family, mortgage loans. While conducting this work the Loan Consultant will also be required to discover and refer cross-selling opportunities as necessary to partner divisions within the Bank (Trust, Insurance, etc.). Loan Consultants will also be responsible for coaching and training retail branch staff regarding mortgage loan products, referral cues and referral processes.ESSENTIAL DUTIES and RESPONSIBILITIES :Source, qualify and originate 1-4 family mortgage loansRecognize and execute qualified cross-sell opportunities for other divisions such as Farmers Trust, Farmers Insurance, Commercial Lending and Private Client ServicesSupport and partner with assigned retail branch teams to assist clients and generate new mortgage opportunitiesDevelop and maintain profitable Centers Of Influence to help generate new business leadsDevelop and maintain relationships within the real estate communityCollect, process and complete appropriate mortgage paperwork such as mortgage applications, tax statements, income data, etc.Create and track various production and call reports on a monthly/quarterly/annual basisTravel to multiple retail banking offices and client homes/offices on a daily basisGenerate new business leads through personal referrals and other centers of influenceProvide superior client service through meticulous attention to detail and to the client needs/wantsEnsure compliance with all government and regulatory requirementsInterview applicants and request specified information for loan applicationAnalyze applicant's financial status, credit, and property evaluation to determine feasibility of granting loanCorrespond with applicant or creditors to resolve questions regarding application informationComplete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money Laundering procedures. Maintain compliance with all appropriate rules and regulations.Complete other duties as assignedRegular, predictable attendance is an essential requirement of this position
EDUCATION and/or EXPERIENCE:High School Diploma or G.E.D. required, Associate's Degree in business (real estate preferred)Must be eligible for NMLS licensing or be currently licensed and in good standingMinimum of 1 year experience in mortgage lending and/or processingThorough knowledge of Freddie Mac (FHLMC) and Fannie Mae (FNMA)FHA/VA knowledge requiredProven understanding of mortgage terminology, documentation, and regulationsProven organizational skillsStrong computer skills (Excel, Word)
Farmers National Banc Corp. is an Equal Opportunity Employer: disability/veteranQualificationsEducation
High School (required)Licenses & Certifications
NMLS (preferred)Skills
Mortgage Lending (required)
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)