Financial Advisor

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You may review, modify, or update your information by visiting and logging into your account.JOB FUNCTION / SUMMARY:Financial Advisors consult with clients and prospective clients to determine the best course of action(s) designed to help meet their financial and investment goals.ESSENTIAL DUTIES & RESPONSIBILITIES:Completes a suitability review with client to assess the investor's financial situation, including, but not limited to, his age, income, net worth, current investments, investment experience and objectives, investment time horizon, risk tolerance, and liquidity needs.Makes full disclosures required in conjunction with selling non-deposit investment products on bank premises.Discusses benefits and risks as well as other product features pertaining to possible investment solutions for the client.Recommends product(s) and/or services based on the information provided by the client that are suitable for the investor's needs.Meets with existing clients periodically to update them on potential investments and to determine whether any life changes (marriage, disability, retirement, etc.) have occurred that may affect their financial and investment goals.Completes all client's paperwork in accordance with compliance and company guidelines including providing prospectus if applicable.Receives client's trade orders and instructions for money movement and processes according to regulatory requirements.Reviews all paperwork for accuracy and completeness before forwarding to HWIS operations for processingCreates and maintains a weekly appointment schedule of branch location to meet with clientsTrains branch personnel on how to make referralsAssists and supports in meeting their referral and investment goals by organizing call parties, client appreciation days, etc.Attends branch meetings to monitor needs of branchesLooks for cross-referral opportunities to direct deposit, loan, trustAttends annual compliance continuing education meeting held by Hancock Investment ServicesSuccessfully completes required continuing education in compliance with both insurance and securities regulationsRenews insurance license on an annual basis prior to deadlineComplies with State Insurance and Securities regulationsUses a consultative sales process, determines client needs, obtains commitment and proposes solutionsCoordinates with bank business partners in order to have the opportunity meet with bank clients and determine how to meet their investment needsParticipates in community affairs to increase company and bank's visibility and to enhance new business opportunitiesCompiles lists of prospective clients to provide leads for additional businessContacts and qualifies prospective clients and develops an action plan to assess their investment needs, acceptable risk level and to present solutions.Develops long-term relationships with clientsContinually expands product knowledge and consultative selling skills through self-study and continuing education programsServes as a business partner to bankers and fellow financial advisorsSUPERVISORY RESPONSIBILITIES:NoMINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE:Bachelor's degree preferably in Business, Finance, Accounting or related field.2+ years of related experience in Brokerage/Insurance and/or Banking/RetailAn equivalent combination of education, training, and experience may be considered.Must currently possess Life and Health Insurance License - fixed annuity and variable annuity and be in good standingMust currently possess FINRA Investment License(s) - Series 7, 63, 65/66 and be in good standingAbility to learn, understand and communicate all investment products and procedures of the companyAbility to identify selling opportunities to up-sell and cross-sell bank products and servicesAbility to interact with individuals of widely divergent lifestylesESSENTIAL MENTAL & PHYSICAL REQUIREMENTS:Ability to travel if required to perform the essential job functionsAbility to work under stress and meet deadlinesAbility to operate related equipment to perform the essential job functionsAbility to read and interpret a document if required to perform the essential job functionsAbility to lift/move/carry approximately 10 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an "undue hardship" then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement.Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.