Life Underwriter

Benefits:

401(k)

401(k) matching

Dental insurance

Health insurance

Vision insurance

Life Underwriter

Job Summary:

The Underwriter is a junior-level underwriter who is fully trained with a minimum of two years of underwriting or related experience to approve cases up to a specific standard and substandard limits.

Duties/ Responsibilities:

· Underwrite individual life insurance applications, within guidelines set for the issuance of policies on a standard or substandard basis

· Determine whether to accept, modify or decline a risk through evaluation of an individual’s medical history or physical condition, occupational hazards, financial background, insurable interest, and other information pertinent to the decision

· Has contact with the field force to gather information on which to base decisions

· Consult with superiors or medical department concerning any questionable medical or personal situations

· Superiors review cases requiring higher ratings or amounts in excess of prescribed limits

Required Skills/Abilities:

· Analytical skills and computational aptitude

· Sound judgement

· Negotiation and interpersonal skills

Education and Experience:

· Minimum 2 years of underwriting or related experience

· Bachelor’s degree preferred

· Fluent in English and Spanish, a plus

· Complete LOMA’s Certificate in Underwriting

Physical Requirements:

· Prolonged periods sitting at a desk and working on a computer

Schedule and Salary Range:

· Full-time, in-office position

· Monday through Thursday: 8:00 a.m. – 4:45 p.m.

· Friday: 8:00 a.m. – 3:00 p.m.

· Salary Range: $60,000 - $80,800 annually