Sibcy Cline
Mortgage Consultant, Loan Officer
Sibcy Cline, Cincinnati, Ohio, United States, 45208
Job Details
Job LocationMortgage Services - Cincinnati, OH
Position TypeFull Time
Description
Roles are currently open in the Dayton, Cincinnati and Northern Kentucky regions.
Mortgage Consultant accepts applicants, primarily via agent referrals, then gathers financial information and consults with applicants to guide them through the loan process in collaboration with loan processors, underwriters, and closing coordinators.
Essential FunctionsProspect, develop and maintain relationships
with potential new business referral partners such as realtors, builders, bank colleagues and the community at large.Analyze applicants' financial status, credit, and other necessary information
to determine feasibility of granting loansAnswer applicant questions
about the loan process via in-person meetings, phone, or emailObtain and assemble information
including loan applicants' credit histories, and other relevant financial information to the loan granting process by communicating with the applicantsEnsure accuracy of loan application
before sending applications to loan processorsCommunicate different loan and credit options to applicants
in the context of each customers individual situationEngage in each branch office Sales Meetings
to develop new business opportunities for SCMS and educate on new product offeringsReview final closing statements
for accuracy and communicate closing statements with customersKnowledge of programs, guidelines and processes
to deliver professional experienceSkills, Knowledge and Abilities
5+ years of experience in real estate, mortgage origination or lending required.Current NMLS State License or Federal NMLS Registration required.Knowledge of FHA, VA, USDA, conventional, fixed/adjustable loans, Bridge Loans, Non-Confirming Loans, FNMA and FHLMC and Home Equity Lines of Credit.Understanding of loan originator/proprietary software.Bachelors Degree in business, finance, banking, real estate or a related field highly preferred.
Work Context
Employees in this position are centralized in branch offices and also meet with clients at varying locations. Mortgage consultants also communicate with clients during evening and weekend hours. Employees in this position must embody Sibcy Clines Cultural Competencies as described in the Employee Handbook: Friendliness, Respect, Innovation, Enthusiasm and Results Oriented.
Job LocationMortgage Services - Cincinnati, OH
Position TypeFull Time
Description
Roles are currently open in the Dayton, Cincinnati and Northern Kentucky regions.
Mortgage Consultant accepts applicants, primarily via agent referrals, then gathers financial information and consults with applicants to guide them through the loan process in collaboration with loan processors, underwriters, and closing coordinators.
Essential FunctionsProspect, develop and maintain relationships
with potential new business referral partners such as realtors, builders, bank colleagues and the community at large.Analyze applicants' financial status, credit, and other necessary information
to determine feasibility of granting loansAnswer applicant questions
about the loan process via in-person meetings, phone, or emailObtain and assemble information
including loan applicants' credit histories, and other relevant financial information to the loan granting process by communicating with the applicantsEnsure accuracy of loan application
before sending applications to loan processorsCommunicate different loan and credit options to applicants
in the context of each customers individual situationEngage in each branch office Sales Meetings
to develop new business opportunities for SCMS and educate on new product offeringsReview final closing statements
for accuracy and communicate closing statements with customersKnowledge of programs, guidelines and processes
to deliver professional experienceSkills, Knowledge and Abilities
5+ years of experience in real estate, mortgage origination or lending required.Current NMLS State License or Federal NMLS Registration required.Knowledge of FHA, VA, USDA, conventional, fixed/adjustable loans, Bridge Loans, Non-Confirming Loans, FNMA and FHLMC and Home Equity Lines of Credit.Understanding of loan originator/proprietary software.Bachelors Degree in business, finance, banking, real estate or a related field highly preferred.
Work Context
Employees in this position are centralized in branch offices and also meet with clients at varying locations. Mortgage consultants also communicate with clients during evening and weekend hours. Employees in this position must embody Sibcy Clines Cultural Competencies as described in the Employee Handbook: Friendliness, Respect, Innovation, Enthusiasm and Results Oriented.