Commercial Counsel, Payments & Banking

Job DescriptionAs the payments and banking commercial counsel, you will help provide commercial legal support to our Afterpay, Cash App, Square, and Tidal teams. You will review, draft, and negotiate complex agreements with different payments and banking partners including, payment networks, financial institutions, and payment aggregators. Additionally, you will collaborate with team members to ensure compliance with our commercial and regulatory obligations. We are specifically seeking someone with transactional experience in issuing, acquiring, or with payment networks. This is an individual contributor role and will report to the Head of Payments and Banking Commercial Counsel.You will:Draft and negotiate complex payments, banking, and other commercial agreementsPartner with Regulatory and Product Counsels to ensure compliance with our commercial obligations.Provide concise legal advice with a focus on a principled risk approachResolve issues that arise in existing commercial relationshipsCollaborate with cross-functional teams to assess legal risks and develop strategies to mitigate risks while supporting business growth and new ideasStay abreast of regulatory developments and industry trends affecting payments and banking, and advise relevant stakeholders on compliance requirements and best practicesHelp maintain commercial payments templates, playbooks, and processesQualificationsYou Have:at least 10 years of relevant experience, with a focus on commercial transactions in payments, banking, or financial servicesPrior experience working with payment networks, issuers, acquirers, or payment facilitatorsKnowledge of financial services and payments compliance requirements, including issuing, acquiring, networks, partnerships, data security, and privacy within the payments industryExperience drafting and negotiating complex contractsDemonstrated background in communication and coordination of complex issues and projects with diverse levels of management and employeesA passion for the payments industryTeam-oriented and collaborative approach, leaving ego at the doorA J.D. with an active membership in at least one state barEven Better:In-house experience at a Fintech or financial services companyFamiliarity with the electronic financial services sector, including knowledge of merchant processing arrangements, buy-now-pay-later models, networks, payment association rules, banking and credit laws, and financial privacy regulations

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